Assemblymember Muratsuchi Hosts Natural Disaster Town Hall for the Palos Verdes Peninsula

wanted to make sure that we're all prepared for any natural disasters. Before we go any further. I have some Thank you to give. First of all, thank you very much to celebrate Peninsula High School and the palace Friday's Unified School district. We have here are new Superintendent Dr Devin Cyrano. Welcome Doctor Serrano. Thank you very much for being here on a Sunday afternoon. We also have all this is event that is a partnership of all of our four cities on the hill. Yeah And this is extension of The annual prepared Peninsula Expo program that the four cities on the hill have been conducting for. I believe eight or nine years, I know that there was a little pausus during the pandemic. ButI do want to acknowledge. Let me just acknowledge everyone first, and then I'll be calling up individual. Ah representatives of all of our four cities, But we have right here, right right right here in Rolling Hills Estates and representing Rolling Hills estates as our mayor, Bret Hoff. Councilwoman to Pat Brown, Schachter er. What city management Greg Raymer. Representing the city of Rancho Palos, Fergie's We have Mayor Pro TEM John Cruickshank. Is a Councilman David Bradley here. I did not see him yet. We're expecting David. Um and last but not least. Renshaw Voepel for the city manager are Iranian. Representing the beautiful city of Rolling Hills. We have Mayor Patrick Wilson. I should be careful. All of our four cities on the hill are beautiful. So in case you caught that there, do we have anyone else from rolling Hills? Seeing none. Oh, Yes. Leah. Leah Merce! Councilwoman I don't know if you're a mayor Pro TEM or Councilwoman Williams. Thank you very much for joining us and we are waiting. Do we have represented from palace for it is the States we are expecting Councilman David McGowan to be joining us shortly . But again, Thank you very much to all. Our cities who are representing Their respective cities at this event. This is also a partnership of our Elected officials, Federal, county and state. And, uh, Before I go any further. Let me. Interrupt our state senator over there. Ben Allen, you're you You want to come, say a few words. Okay well, wewel hoho offff calling up Sandra Allen. This is also being co sponsored by Congressman Ted Lieu and Supervisor Janice Hahn, representing Supervisor Han. I saw her earlier, Jennifer LaMarche Thank you very much, Jennifer. And so this is, as I've been emphasizing a collaborative effort of all of these partners. We also have ready to go. I didn't confirm this, but I believe we have a representative from California Water Service a s she Gilbride as anti here, Okay? And it was spacing Minister. Water District, Matt Veii. All right. So Yeah, I know that there have been issues about about water mains, water leaks and how that may or may not be related to land movement issues on the peninsula And so we want to be prepared for those type of questions. All right. Did I cover all of our Acknowledgements. Yes Okay. All right, so I just wanted to, uh, First of all, acknowledge that I obviously all of you are here because you are concerned about natural disasters, especially here on the peninsula. I am a fellow resident. I live in Rolling Hills Estates, and I just saw former Councilwoman Judy Mitchell. Judy. Thank you for joining us. Also. But earlrlwe a a seeeeg,g, u More extreme weather. Ah according to the scientists being caused by climate change, and that These extreme weather conditions are unfortunately projected to only get worse. Whether we're talking about some of the Extreme rains that we saw this past winter. That is being um and part blamed for some of the land movement issues. The landslide, horrible, horrible landslide that we saw in Rolling Hills estates, the 12 homes that had to be evacuated. You know, or whether it's some of the more recent issues we know that the city of Rancho Palos Freddy's declared a local state of emergency to address the increased land movement issues in the Seaview Portuguese band and Abalone Cove neighborhoods that is also being attributed to Uh, water issues combined with the unique geology of the area. I was learning about bentonite clay from my tour with rpv. City officials. Um. And that, of course, is on top of a long, long time concerns here on the hill issues concerns about wildfire. The entire peninsula, as we all know is designated by Cal fire as a very high fire risk hazard zone. So we all need to be prepared for r ldfifis wiwi beeilill hehy response. Our first responders, um On how we can all be prepared for these conditions. And last, but certainly not least, you know our old friend, Earthquakes and Southern California. Um where we always have to be aware of, and always have to be prepared for the Realities of the Big one. So, um. Before I let me iitite up each of our representative of our cities to say, Um if you words of greeting and let me start with the mayor of Rolling Hills Estates Mayor Bret Hoff. Thank you very much. We uh so much appreciate our assemblyman album Muratsuchi for hosting this town hall and, um, bringing this this major topic to the forefront. I'm so pleased to welcome you to the city of Rolling Hills Estates and We just, um love and appreciate our wonderful high school here and working with all of the school district. Uh Latino, Very special partnership with them. I am. I also want to thank Senator Ben Allen for his participation and Both about representatives for r l ththsuppppt that they had given us here. On the peninsula, especially more recently, the wildfire cameras provided by Assemblyman Research E, which adds a lot of security to feelings as we see these kinds of major wildfires erupting throughout the country also were so pleased to have chief Bennett from the Los Angeles County Fire Department and the emergency departments through the county a s state and Department of Insurance participating this morning this afternoon with us I do want to have to take the opportunity to introduce a couple of people from our city. We have our cinema manager. I think he's already been introduced Greg Grammar. And our assistant city manager Alexa Davis and our city's emergency coordinator, Jessica Swap Slawson and staff Person Samantha Crew who participated earlier in the preparedness. Uh presentation outside and I hope you all have a chance to participate in that. And also would like to introduce Judy bein up there, chair of our Parks and activities committee was Judy. Thank you for being here. So I hope you all had a chance to visit the Preparedness Expo today and get the kind of information and resources that are going to be helpful for us and preparing as you will hear more of this as we go along onee thehehingng that our city has really been encouraging. News is a grass roots organization of our neighborhoods in terms of setting up, uh, H and H a type of situations where you have communication among yourselves because in a major disaster, we may be momentarily of, perhaps even for a longer period of time left without communication and the kind of services that we're so used to. And denendent on each other, especially our neighbors, So we encourage people to get labels and to communicate. We have as a city established a regular. Maybe neighborhood watch cancel that needs every other month to provide communication between neighborhoods. And we have used the role model for rancher powers. Will they have Then there is successful and setting up that kind of communication, and we appreciate the partrtrshih the other cities here on the peninsula and our efforts to work together to make a difference. So thank you. And thank you to our representatives. Thank you very much. Mayor half next. I'd like to invite Mayor pro TEM of Rancho Palos Fergus, John Cruickshank. Hi everyone. And thanks for being here today. Ah in the city of Rancho Palos forties. Emergency preparedness is a big part of our city, as has already been mentioned. Our city actually has a seven member emergency Preparedness committee . They meet every month, and that's all they talk about is being prepared for emergencies. In all four cities work together and collaboration. And we have special tools, something called Zone haven that creates evacuation zeses. You probably seem to know your zone signs all over the community, and also we have wildfire detection cameras that have been installed and we appreciate the assembly member providing funding for that for several years. It's actually. It's actually a really great system in the panel, AI system and a I. It is an artificial intelligence. But there are cameras that are focused on the entire peninsula. So it's not just the city of Rancho Palos Verde is and what it does is when it starts to see smoke. The artificial intelligence figures out if it's just some person out there barbecuing or if it's a real fire that's starting to grow. And if it's something that does appear to be a fire that it sends that information out to the proper emergency personnel, so and I know it's already picked up a few fires already, so we're very fortunate to have that system. So thank you for that. Um, also, um. And that goes for 10 years, So we're going to be protected, at least for 10 years, so the better will prepare the better. We all are. So thank you all for being here. Please visit all the boost and once again like ourrity y nagege . Be prepared. Thank you. Thank you, sir. Thank you, sir. Next, we'll have the mayor of Rolling Hills, Patrick Wilson. Thank you. Thank you, everyone. It's great to be here. Great to see so many people involved in the preparedness for natural disasters. And I'd like to think that even t s small city of Rolling Hills is doing its part in preparing for natural disasters, for example, uh, when I went through search training five years ago, the biggest issue we had at the time was earthquake safety and now it's sort of morphed into fire safety and certainly land movement And on the fire safety side. Our city has made major contributions I think to the peninsula By spending hundreds of thousands of dollars the last several years to remove fire fuel from the Conservancy land, which borders the southern border of Rolling hills. So we're doing our show. We're trying to do our share. We've also implemented a project that will install sirens and that's for that's for emergency emergency notification primarily or actually, actually exclusively when there is a complete loss of power. In our community, so the sirens will be battery powered Solar, um generally or a solar powered battles, and that will hopefully keep our residents, um over there, and certainly the boundaries of the side will go beyond the city, Ronnie Hurst said. That might even help out memeioneneprevevususlye e wos closely with the other cities in the peninsula. I think there's a great Collaboration between the different city councils and the residents and the different community organizations and continue to continue to keep up that cooperation. Thank you. All right. Thank you. Do we have a representative from Palace? Freeze it states here. See none. Okay let me now give a very partner in this effort, say Sarah Ben Allen, Senator Allen. I just before he comes up. We recently took a tour of the Sea View neighborhood situation. The Klondike can't Canyon Land movement situation And of course , we also got briefed on what's happening, and Portuguese band and Abalone Cove. But you know, I want to make sure that you all know that Senator Allen. I work closer together, and we're gonna definitely good. I'd be looking into how we can support some of the hydraulic. The August system that the city of Rancho Palos Fergie's is proposing so that we can address some of these concerns about the land movement. But I'd like to welcome state Senator Ben Allen. Enough Thank you Appreciate you all. Thank you very much. Everybody I just wanted to come here to be a part of this, And this is a subject that we know is near and dear to everyone's hearts. The world continues to angegelimama chahaee cllllenss . We've always had challenges here on the hill with regards to natural disasters with regards to fire earthquake Ever since the county was dynamiting the road we've had challenges with Portuguese band from the From the fifties and sixties, so There are so many topics that we have to touch upon today, and there's a lot of them that have a real interplay with the policy work that out and I are doing up in Sacramento in conjunction with your your your local representatives who who served the very cities here on the hill. You know, I just think about, you know, just just the last couple of weeks. WYoYou know, we had a chance I saw I see the chief here. We are at the landslide at Rolling Hills Estates Not too long ago trying to, you know, learn about and see what we can do to give support to the city there. Obviously there's the challenge of Seaview Portuguese bend down in round shape past thirties and then, of course, we know about the ever existing fire challenges, so there's a lot of issues that we've got to work on here. I've got a bond that I'm working on. It's going to help to create some new funding sources to help Address some of these types of natural disaster challenges that's in the works Right now. We're going to be trying to see what we can do to leverage some of our our partnerships up in Sacramento but also in Washington to get some additional resources to the cities to address these landslides. But it's a it's a whole set of problems, and we unfortunately know that there are only any worse as we The weather continues to swing That really does impact the geology and hydrology here on the hill. You have periods of dryness and then suddenly tons of water than chchlengng t to alal wh.h. So It truly is a partnership and I wanted to be here to be a part of this because I know how. How important this is to everyone here and how we all are going to have to work together to make sure that we that we make things you know, make things better for folks. One thing I will mention. I see a friend here from the Department of Insurance. One of the real challenges that we've had is in that space. The insurance commissioner had a proposal that came before the Legislature at least in the very last minute. They've bnn working on it for a long time, but the proposal came before us at the end of the session, and unfortunately we weren't able to get action on the legislative side. But I know the insurance commissioner has taken direct action and there's going to be a continual push and pull with the insurance market. This is a real challenge that we face. Ah, I On a major. On a macro level. We've got some really strong consumer protections that are placed in proposition 103 which are very important and there's a lot of benefits that we need to preserve and protect. We also at the same time have several of the major insnsancece companies that have been pulling out of the state. They feel as though our rules are too onerous. They're also really concerned about the ever increasing Cost of fire wildfire. We've seen disastrous wildfires, particularly in other parts of the state, thankfully and I always worry about making sure we're ready here. I know we're going to be ready, but don't worry about it. It's part of why we need to talk about it here today, but that's going to be a continual area of challenge to figuring out a path moving forward to ensure that we that we have the insurance. That we ed h he f f oururoror o homes and our buildings. Uh we'll also doing so in a way that you know this is a It's a free market and they can leave the state if they want to, and some of them have been doing it. And so it's a It's a It's a tough balance, and we're working on some policy solutions to ensure that we're able to maintain strong insurance coverage for folks. So that's another area of real work. But I want to. I want to thank my friend Al Muratsuchi for his Doggett focus on this and he sets of issues and we really stand in deep partnership and ensuring that these issues that we have hee on the hill are getting up to the highest levels of state government. And our partners at the federal level, and I do wanna just like I see so many of my friends from local government here and I want to thank all of you for your your your your deep devotion to your constituents in your towns and you're always reaching out to us and working with us and making sure that that your constituents needs are being heard. And we're very committed to working very closely with you in the year in the session to come To get you some resources and also some policy solutions. So thank you. Everybody looking forward to the panel discussion and thank you for all the expertise here represented today. Thank you. I appreciate it.. All right. Thank you very much. Senator Allen. So let's jump into the heart of today's event. We are very fortunate to have representatives from the. County and the state. Um. I'm going to introduce them individually, but I just wawa to ve y y a a qckck overview of our program for the next hour. Her So, um, we are going to have presentations from the Los Angeles County Fire Department from the Los Angeles County Office of Emergency Management from the California Office of Emergency Services and last but not least from the California Department of Insurance to address some of the insurance concerns that Senator Allen Um, referred to after all of the hold off on your questions. We will open it up to the audience for questions and answers. Um and, uh And that's how we're going to proceed. So let me start off by introducing our first presenter. This is chief Brian Bennett. Chief Bennett has served a Las Angeles County fire department for 32 years. He is currently the assistant fire chief of Division one consisting of 10 cities and 22 fire stations. Chief Bennett. Thank youu very much for being there, Er. Um thank you to assembly member Muratsuchi and Senator Allen and everybody here today for putting this on and for allowing l. A county fire department to be here. We think this is a really important part of your responsibility and our responsibility as your first responders. So um, what you guys had this morning and the information that you guys received this morning. Not onlyy ll k kp y y s saf, , itl l keep your family safe. Your neighbors , your coworkers, and just as important when you guys are prepared, you guys are safe us as first responders. It makes our job that much easier. And so real quick. I wanted to introduce your first responders here to the peninsula if I could just have that fire station, one of six Stand up with battalion chief heads for beta. Thanks to the men and women that serve the four Peninsula city. I am proud to be working alongside them. So this afternoon. What I thought I'd do is go through a quick power point, And it's going to be a lot of information that you guys already had the this morning and throughout the expo, there might be some different terminology. But really the heart of it is the same, and it's about being prepared. It's about preparing yourself preparing your homes. And, um You guys will be much better off work now. But again, it's about planning. It's about communications. It's about giving back and with you guys all here. This is your Give back and your responsibility of the community. So we thank you for that. Okay? So too. To kind of mirror Assemblymember's Muratsuchi. When I first started put this program together, I could just all I thought about was 2023 and kind of what it has already brought with US interest in relationship to preparedness. Record rainfalls. I was on a conference call last about two weeks ago, and I heard 26 inches plus remind us it's a record. It a lot of rain that we had,lp. and we had preparedness challenges from January all the way up into the summer months. Of course, Land movement, Rolling Hills Estates, which we're all involved with. I think we may have an earthquake right after that right before preparing for what was Tropical Storm. Hillary um, was started as a hurricane. By the time I got to us. I think it's been 80 years since we've had that so definitely some preparedness challenges there and that I think globally. Um throughout the country where o h hearts and our minds are with Maui and the absolute need for preparedness for good communications and for residents to do their part. Next slide, please. Okay so I'm going to kind of go through l. A county fire departments, vision of how we see preparedness again. You might hear some little bit different terms terms , but the meat and potatoes of it are the same. And that is I have a website of fire dot l a county dot gods and the that's kind of what the beginning stages of our website looks like and through the dropdown menus. There's really good information. There's preparedness packets. There are, um. Plans to do the fire like fire drills in your home. We have contact numbers and links to different communications. So it's a really good website. We're going to kind of follow through that in an abridged version, so we kind of think about preparedness in four stages. And that's um Having a plan. A really good plan. Having the proper supplies. Staying informed and we're going to talk a little bit about PVP ready as well as alert and then to get involved and just seeing all of you here this afternoon is about getting involved. You are involved now that you're here, and that's the one of the most important parts. Next slide, please. Okay so having a plan being in a very high fire hazard Severity zone. We always think about the dangers of wildfire, and that's already set go program but as we've seen throughght 2020, it's more than just wildfire here on the peninsula here in Southern California. Earthquake preparedness that we need to have for earthquakes. Uh for wildfires and as well as house fires. You guys need to have a plan of what you're going to do with yourself and your family for a house fire. The flooding. We saw the, um in Hurricane Hillary. Tropical Storm Hillary, the need to have a plan for sandbags nowhere to get the sand and where to get the bags. And then, of course, , st t t basas l have to do with good planning. Planning for long term power outages and just doing your part their next life place. So about supplies. Every individual every family is different, but here's some of our recommendations. To have disastrous supply kids. Multiple supply kids, So you're gonna have another home. We're going to have it in your car. You're going to have it at work because we really never know when this is going to happen and where we're going to be, so that's important to have multiple supply kids drinking water, They say 123 gallons per person per day, myself from my family and the family of five and we do about a gallon per person per day. And we tried to do it for two weeks. So up to anywhere from 55 days to two weeks. That's ideal. First aid kits have been the car having their home. Nobody know where to get them. And then don't forget about your pets. Right? There's some, especially on large animals here on the hill and the Pats. They need food. They need water as well. So have that as part of your kids, and so I just put some pictures up there. One of things I use is from whom people will go get the black and yellow containers Stack real well. I put him off in a corner of the attic, and it's a really good way to store non perishable supplies. Next slide, please. Okay staying informed. Um, There are a lot of local emergency. Systems for unincorporated areas We use alert l, a county. And then we'll talk a little bit more in depth. Is the PVP ready and know y yr z ze. H H imimpoane your zone is. Um what part of your neighborhood The zone is. Sometimes it might be a neighborhood something sometimes it might be two neighborhoods, so that's really important to know that And then alert South Bay. It's a system where you register and they will. When there is an event, they'll get you through your cell phone, either by text or by your cellphone to let you know that there's either been a change in your zone or there's something going on. Next slide, please. Okay, So, um. Stay informed and knowing new zone you guys have all probably heard about zone haven. And that is a platform that identify zones within your neighborhood. And the best way to do that is to log into the PVP ready. And you can type in your address and you'll find out where your zone is. Be maps there. It's a really easy link through PVP ready, and I just found out that the general so Genesis is the parent company to zone haven and they have a new app that they're e velolong, that will have automatic texting . Override silence and everything when there's a change to your zone and just for the land movement, we've updated zones and rolling both Rolling Hills estates. And Rancho Palos Verdes just to put in advisories . So those are there. If you happen to log in his own heaven, you'll see the advisories. When you click on that zone. It'll tell you exactly what's going on and recommendations and then ultimately, during an evacuation . That's where our first responders will decide priority for evacuation. A A thaha will e in your zone. You know, Pastorius Peninsula has limited means of egress. And it's going to be really important when you know your zone. How you as residents are going to get out and how we are going to get in. Okay. Next slide, please. So this is more about the PVP Ready website. Memorized Riz ■"Boan. Write it down, Talk exchange information with your neighbors. A pack of go bag. Make a plan and practice your plan. You have to practice your plan. Next libraries. So here's what it looks like in the PVP Ready website. Super just a couple of clicks put in your address, and your zone will pop up and populate. So alert selfish. That's one of the local alerting systems that you'll need to register and alert South Bay once you register. They will also give you updates on any changes in zones or just basic. Emergency information within your community. Alright. Next slide. So here is how to register. You can do it online at alert South bay .com. And you'll download and sign up through or you can download and sign up through every bridge, and some of the local cities also have a direct like Rolling Hills estates. You can text r h e alerts to 888777 and that will register you. And then make sure you know what your local cities. Local information sharing is whether it's a website or emails always stay up on that. Um so Rpv uses my rpv. They have an APP and previous states uses Bixel. Okay? So then the next part is getting involved, which, with you guys All here This is this is the biggest part is getting involved and staying involved with your community. So there's neighborhood networks neighborhood watch. There's block captains. We've been involved in rolling hills for a lot of the block captains. They do a fantastic job with managing their neighbors and their neighborhood. And of course, Sir , If there's any cert, um you have a fantastic CERT program and a search certification that's happening as we speak. I'm sorry for those Rosemary Bavaro. She's your community Service liaison. She's one of our lead certain instructors, and she's any information you can go to Rosemary or to certain website. Back just a moment. Okay, so just the basics of attending the sidewalk CPR knowing hands only CPR, knowing taking a first aid class. All those are about getting involved , helping yourself helping yourr milyly helping your community helping your neighbors helping her coworkers and we threw the American Red Cross or you can go to our website with local First aid classes and things that can help you get prepared. It's like So I believe we're gonna save questions for afterwards. But again, I just want to thank everybody for being here again. This is this a involved part. Hopefully, you've got some really good information and again. Thank you. To you, for some of them are Souci f f allold setting it up and congratulations to all you for being here, and we'll have some questions later. Thank you, Chief. I just wanted to emphasize the know your zone. I was just making sure that I was signed up and I am in rhe E 12. So that is my zone. And the reason why I emphasize that is that I forget if Senator Allen also did the tour, but We went up to the city of Paradise, which, as you may recall was the worst wildfire uh and the history of the state of California in terms of the number of deaths and as we were driving to paradise There was like a two lane road that was going into paradise and I, as I was on that two lane road I was thinking this looks a lot like pals foodies. You know, in terms of the limited chief, Bennett talked about the limited ingress egress, and that's where it becomes so o iticic that we, you know, are signed up for all of these alert systems. I'm also on the low South Bay. Um But it's so critical that we are we get the immediate alerts so that we can evacuate immediately in the case of you know anything from wildfires to earthquakes to two landslides. So thank you very much Chief for your presentation. Next we have from the Los Angeles Office of Emergency Management. Jane O'Donnell G Ge i i a s sioior ogogra officer, uh and is in charge of the emergency operations center during this disaster activations. She also directs operations for County local assistance centers. And has led numerous planning projects related to disaster responses. Please welcome Gene O'Donnell. Thank you for the promotion. I do not run the emergency operations Center. Oh I think I messed this up. I am definitely worked there and I'm a part of that daily operations. Yeah I can hold it. That might be the better way to go. But the Office of Emergency Management is the first line of county and regional izing emergency support emergency resources in the county. So about the 58 88 cities within the county. One of the things that were charged with is pulling together the information, coordinating it and moving it up to the states. So we have a good assessment of CoCotyty wee needs. Where Worlds the pressures where do we need to pay more attention to what's happening are all of our cities are all of our Ms Departments and our fire agencies are the mission capable, So one of the things that we're doing all the time in the emergency Operation Center is watching for that, and I do want to say, and the chief said it and you said it is, well the most movement in this business is in alerts and warnings. In the last few years. I've been doing this since 1987 earthquake and the emphasis on original warnings. If you don't take advantage of it. I don't beususet t ishehe hottest, most important thing. If you don't know what's coming, you don't know when to put your plan into effect. So I did want to emphasize that because you both said it and it's just so critically important that somehow or another, you have trusted, respected information that is vetted from people that know what they're talking about. The wonderfulness about social media is also the most horrible thing about social media. And that is rumors get out there and we look at information and we don't know that it's coming from a credible source. Please look at the ones that we're talking about today. These are credible sources. These are vetted sources. These are ones that fire department is using the sheriff's department is using and in general, we're all using in order to make sure that you get correct information and that's a safety actions you take are consistent with what the threat is. That was a little tiny bit of a soapbox, but they didn't want to just say what we are. So we're part of the chief executive office, so we're not part of fire were not part of law were not part of health where actually belong to the board of Supervisors. If you want to put it that way. We belong to the chief executive office, so we deal with a lot of coordination and policy and a lot of planning on n e macro level. So, but we're doing here is we're constantly looking at what resources do we have and what issues are popping up? We spend a lot of time coordinating with our own county departments. We have 36 County departments and 100,000 employees. We have a lot of resources in Los Angeles County. Not many counties can say that. In fact, no county can say well, Los Angeles County can say just the sheer number of our fire professional firefighters is unusual. We have a really, really great professional force of emergency responders in Los Angeles County. We have to know where to put them and w wre t t w where that needs are before we can understand where to put those resources. There's also a lot of county departments that provide services you probably didn't know about. There's probably services that you you had no idea where out there because you're not using those services a lot, or you actually haven't personally experienced a disaster. That's what our offices that were constantly going to department of public Health and public works and the corners department. Excuse me, the medical examiner. That's about a new name change. Um you know, E M s agency all of these different areas where we have a lot of resources up to and including the libraries because they're one of a really great sources of information and ways of getting information out and supporting communities on the on the ground. So the county really does have a lot of resources that we can bring to bear on a disaster. And I think for I don't know if anybody here I talked to you, but I was here after the land movement. And that's what we tried to do is bring in all the resources here so you can see what options could be available. We're never going to solve the whole problem , but we can provide some pretty critical puzzle pieces. The other thing that we're doing is we're actually talking to calorie Yes, and Cheryl's gonna talk and tell what that role is. But Kelly well, yes. Has how we say What is the state of Los Angeles County right now? What do we need? What do we need to be in standby for? Do we need technical assistance? Do we need help in getting waivers? Do we need help in our proclamation? So do we need help in bringing a resource in that isn't currently here. You have a unique situation out here. Not too unique, Sadly and that is that you can get cut off pretty Anlolopealalley That way. You have a similar problem here. If you get cut off, we will definitely working with callow. Yes to look at what resources we can bring into the region to help communities that are cut. In this in the wake of a major disaster. So those are some of the things that we're constantly strategizing about. Those are the things that we're talking about quite a bit, and then recovery coordination. Proclamations are certainly one part of it, And that's one of the mechanisms that we have to ask the state and the federal government for assistance. But the other part of it is working with our nonprofits. And I actually when I was putting the notes together for this, I thought, you know, I don't talk about this group often enough, and I'm going to say I'm going to do it right now. We have a whole network of non profits that help people in disasters. Emergency network. Los Angeles has nothing in it except large churches and organizations. Red Cross the Chief foundation habitat for Humanity, you name it if they're involved in the disaster business. They're coordinating with INLA and Emma isn't coming out to provide services when they're needed. I just want to say this because I'm not sure we know that in that and give them enough credit. And also supported well enough. These are people who are there on the really bad days, and I have to tell you there is not a quarter that goes by that I'm not on the phone with them, asking them for help in one portion of the county or not, Because we don't have the resource. The state doesn't have the resource and the only place we can go is to the nonprofit world so you know, be sure to support And include nonprofits when you're doing your emergency planning and understand what they're there for, and then I always have to say I have to do this plug and volunteer, you know, become a disaster. Volunteer If you're here at this meeting, you're h hfwayayownn atat rd.d. Y know, you can be part of the solution, not part of the piece that we're trying to figure out how to solve the problem for So those are kind of the basic functions, The other things that's going on. We do have a 24 7 right now. If you called my office, you would get one of my colleagues were on 24 7 monitoring things that are going on in the county or things that could affect the county. Not everything that happens here is because it happened here, It's sometimes we get ripple effects, so we have somebody who's constantly talking to the weather service. We have people looking at talking to the big part of the shakeout. Did everybody do the shake out this week? Show of hands. You hear that? The shake out this week. A few more people, okay? I mean, you know we can laugh. We can say a shakeout. But there is no other way for us to consistently change our behaviors and work with disasters in a meaningful way on a personal level than the shakeout So I would encourage you to not only sign up every year so that we have those numbers. It is the largest earthquake drill in the world. It started here in Southern California actually started when I was just starting with the meme Um and it's got an amazing set of resources that will help your planning. Mornings I kind of said it already. But I'll say it again. I mean, one of the big things we're doing is trying to get alerts and warnings that are appropriate actionable and that you understand out in a timely manner and our partners Sheriff and the Fire Department. If we were not in the field by office is not in the field there in the field, So we're just translating that information to make sure that it gets out to the widest group of people possible. So it's a huge And very serious part of what we do on a daily . memean, we do a lot of that.ns It's never fun to say that one of my projects in the last few years has been mass fatality planning, but it has been but also Dana donations managers, volunteer management, animal response and rescue. I can't even think of all the sheltering scare. All of these are huge plans that have to exist on the county level. If we're going to pull it off in the major disaster, so our office is constantly reviewing, updating and coming up with strategies to support those plans. And public information because that's a big part of what we do and supporting these these huge operations. That's tricky, right ? You can never really have enough well coordinated public information and really the county for the most part if it didn't happen in unincorporated areas were supporting the city where it's happened. We don't come over and say, Hey, this is how you do it. We go to the city and say what you're trying to do. Do you need more resources? Can you get more friends to help? If you don't, we have a few that can come and help. So again, we were in a supportive role for most of our daily lives and then grants management and that's really basically how we can fund some of this as we brinn hazard mitigation grants. We have just grants to support our operations, improved planning and whether radios and I don't know that we have really promoted them out here. But I'll take a little most of that one of the big, really cool things we've done in the last year has worked with the National Weather Service to get Fire and evacuation alerts out on Noah weather radios. People who live in areas in canyons and places where you don't get good cell reception. You can usually get byarartnering with the Nationalo Weather Service to get those messages out, you and your own home can have that. And if you were outside, you can walk in and look and go. Oh, look, A message came in while I was outside, So it's a really great one way radio system that you can acquire. If you get a radio on our website, we have all the information on how to program it. We also do have To supply that we do hand out. We try to keep those two areas and very high high fire hips, severity zones, but also really for people who were purchasing radio for themselves might be a challenge. So the alerts and warnings and public information grants management they're all just kind of Caught up in one another. And then these are just places I wanted to point out, especially finding information that top Web page if you go to the county website right now and click on emergency. That's what you're gonna see. Because we're always waiting for when something happens. We want to be able to tell you where the shelters are, where roads are closed where the animal shelters are all of that information. You can see this page is not activated because we don't have something going on right now. But this is 24 7 that pages live and ready so that that is something that you should bookmark on your computer have marked in your plans. Allude l a county. We've talked about that This area has a lot of it. That summit for all of them. Get them all and then 211. Los Angeles County is another 12 on one is the general information referral line for the county to get information. I see a couple of head nods of some of you know about it, but many people don't really It is the way to get information. When you really need to know something Y Y donon a way. It's kind of like the operator the old days except it's for services. For human type services. So just those are some things that you can remember. And I'm gonna end by saying and I think I think that was my last slide, but saying, Please pick up any of the emergency survival guides and all of these things that I heard that you want to remember. We put blank pages in there all over the place. So you can write this stuff down. Please grab a guide before you leave. If you need it in another language for yourself or another family member or friend, we have learned in 14 languages online. We also have it in audio in English audio Spanish. We no longer have the Braille ones, because honestly, they were like this big and they fell apart pretty quickly, but we've tried to accommodate every other at the obstacle that that you might have to getting that information getting the correct information and really being able to tailor it to your own personal situation at home. And I'm going to end with that. Mhm. Thank you very much seen by. I know that when we had the landslide in Rolling Hills estatat, itit was really the city and the county, especially Supervisor Han, who are out there immediately and they will be first responders. So thank you very much for, um Our fire Department L, a county fire department as well as the county Office of Emergency Management. Of course, you know this response of towards disasters as local county, state frfr thehealalifniniafffficofofe Emergency Services. Shall Jones show Jones is a senior emergency services coordinator. She is the callow US leave liaison for Los Angeles. Um And, uh, as the emergency services coordinator. She has AH served in leadership roles for numerous task forces, disaster and recovery operations and serve and command staff positions in various levels of emergency operations centers, Please welcome Cheryl Jones. Thank you very much. She ain't broke it, okay? Hello everybody. My name is Cheryl Jones, as he said, and I'm with the California governor's Office of Emergency Services. We are part of the governor's office with one of the five offices housed in the governor's office. Oh okay, housing the governor's office. Um our role is to facilitate state emergency response preparedness and recovery operations for the 58 counties. The operational areas There's one of me emergency services coordinator assigned to the 58 counties, County is big enough to where we have to emergency services coordinator. I am the lead. Um as part of the governor's office. We are facilitate state response to local jurisdictions. All disasters are local. But when there's a need for increased resources or assistance, we have the authority tattoo task. Any state agency. We're asking the local jurisdictions conduit to the federal government. F F fedey Resources for business recovery resources and for preparing preparedness and grant recovery. Great resources. Um our director is the stated by is the national advisory for Homestead Homeland Security. And we have numerous Disciplines housed in our agency in our department. We are not an agent State agency were part of the governor's office. We're not . We're not a first responder. We are support agency. So we have fire. We have law. We have read the resource. Um I'm sorry Fire law grants recovery. Response operations, which I am a part of Um. Um, hasn't hazardous materials and we operated 24 Hour Warning center is the state's 911 system that's housed. It's operated 24 hours a day, seven days a week, and it is the first notification for most local jurisdictions when there's a hazardous spill. Um, any type of disaster and we operate that they'll follow that out to our duty officers who will be in contact with the local jurisdictions to get more information because the governor is really interested in a lot of them. Any information any disaster emergency that hits any local jurisdiction? Responsible May responsibilities are planning and preparedness, response and recovery with planning. We have just completed the initial draft of the state emergency plan. The Southern California earthquake plan. The Northern California quake plan hasn't mitigation plan U U, there's a there's a wide variety of plans that local plants feed into for us to have the state response. We provide direct disaster response and recovery resources to the local jurisdictions when local jurisdictions proclaim a emergency and request resources. There can it can either be federal resources. There can be stand alone. State resources we have cut through the California Disaster Assistance Act and asset to this question of the governor. Now with the California Disaster Assistance Act. It may not be monetary it maybe through state assistance. From any one of our state agency partners, which we do have the authority to a task to low assist the local jurisdiction. Um We do. I'm sorry I didn't even I didn't even tell you too quick. I forgot. Yeah Okay, so we are at the functions. Yeah. There we go. Um We are housed. I am what I operate out of the Los Angeles County operational area, so I report to O E. M when there is an emergency, and they activate their e O. C. And even when they don't we are usually there, um, to provide state support and to and to initially kind of feed the beast because we gather information from the counties who gather information from the local jurisdictions and feed it up to our state Operations center, who feeds it to the governor. The governor is usually in our state operations center. When there is a disaster. H Hs u uallylyn n th wo assist and make sure that the counties are getting exactly what they need. Um We do feed that up that helps feed into our request to the federal government for federal disaster declarations and federal assistance. Next one. We do have a website and I don't know. I know this may be kind of hard to see, but it's called my hazards and it's a wonderful website. If you can. If you can sing your camera in close enough, you can get that QR code and it'll take you directly to that website. You can input your address, and it'll tell you you're the hazards that are in your area that will affect your area. And I'll tell you the probability and give you the give you, um Resources that may be able to help you prepare better. In case of a disaster. Um so this is something that we really promote . It does have a disclaimer at the beginning because it's not giving you you know a lot of specific information. It's giving you specific information, but it's not. You know, it's not the standalone information you may need. You mayayeed d do some more research for yourself to be better prepared as a resident as a community member and as a neighborhood Next, and the next time Gina mentioned with the shakeout, the great American shakeout is every year in October. Um this year it was on 10 19 at 10 19. And I know most of your kids dropped, covered and held on. I didn't drop in cover because I bad knees, but I was there and I participated. But this is this APP is called my shake, And it's prototesAnAnd it can give you up to 30 seconds notification before an earthquake so that you can get in a safe place. Um and then you can. Also we did an event at Loyola Marymount University. And most of the students have never been through an earthquake. They were from out of the country out of state. So we had a lot of kids registered for the mic. Download the mice shake app. They also sent it to their parents. And they're in their home cities and states. Appearance also download the APP and put their child's school address as their home base so that they can receive notification as well. So we had a lot of thankful parents we had We had a lot of people registered for the my chic app in Asia and in Europe, which was which was pretty cool because it made it made. The kids still allowed to educational kids are fearless, but it made the parents and the parents of peace of mind during the earthquake. We had a no hide during the tropical storm. Some people received up to 15 to 20 seconds. Notification Thought it was a mistake. Because, like, what are you talking about? An earthquake And then when the earthquake hit, it's like, Oh, it does work . I was one of those people like. Oh, yeah, it does work. I was kind of happy because I've been promoting for the past couple of years. Okay, so This is it. My name is Joe Jones. I'm based out of Los Senator Dahle, Uh, Office of emergency management offices in Santa Adam . We cover the 11th said the 11 region 11 counties of the southern region for Mono County down around up to San Luis Obispo County. There is approximately 20 of us in the office. We discipline from tactical communications Recovery response law. Fire health HAZMAT , But I am Is it a reach if you need any additional information Thank you. Thank you. Show show. Are these your notes here? Yep. Are these yours? Okay. Thank you. Alright I know that when I was listening to Cheryl, that the key word that she used that I was focused in on this resource is because I know that I see are a marine Ian over there, but we know that we're going to be Uh, Looking to the state to try to help with FEMA's $23 million grant for the, um the water. Um relief system that they're trying to address to further for the land movement, and so We'll be following up on that, Cheryl. Thank you very much. Last but not least, is Julia Juarez. She is deputy commissioner of the California Department of Insurance. She has served over 25 years in both the public and private sector in terms of right now she oversees constituent outreach. Um with the California Department of Insurance, Assisting wildfire survivors, local governments, small businesses and consumers. And accessing the department's many services, please welcome Julia Juarez. Hello Everyone ready for the technical stuff ss well, I am. It is a pleasure to be here with you on behalf of insurance Commissioner Ricardo Lara. Thank you. Thank you for being hearing and getting informed so that you know exactly what is going on with our insurance market. How does that relate to you? Um and to the state as a whole and what you can do? Do to help yourselves and your neighbors along with that, So I'm going to be talking with you and guides to the California sustainable insurance strategy, which is what we are working on right now as a as a department, so we, uh the strategy is very much looking at modernizing the way that we do insurance as a whole with the state we have right now. How many of you have heard of All of the different insurance companies not doing any business in the state. How many of you have heard that you know companies leaving the state. All right. So let me tell you something. Nobody's leaving the state. California happens to be the largest insurance market in the entire United States, and it is only second to China in the entire world, so that means that everybody's doing business in California. It is good to do business in California. However there are a lot of risks in California. And so because of that insurance markets are, you know, looking at insurance companies are, you know, taking a step back and just trying to figure out What's going to ha t to keke sure that thev vyy market as a whole is resilient. The Department of Insurance and the commissioner is very much the consumer protection agent for you. They are very, You know, we are very much making sure that insurance companies are not discriminating against you are not doing something that is inappropriate for you. That is absolutely number one what we do as a department The other thing is making absolutely sure that insurance companies have the money to pay their claims that insurance companies as a whole are able to do the business that they need to do. Insurance companies are not utilities. They don't have to sell you anything and we can't make them. It's not. It's a business just like any other. And if they do decide they don't want to do anything. They don't want to sell anything. There's nothing we can do about that. So we wanted. We need to make absolutely sure that the market as a whole is healthy and that you are able to get what you what you need to be able to, um, to take care of your home and your were yourselves after a disaster. And then we will. We are absolutely continuing to make sure that we are protecting you. You know, through all of the all of the climate change issues that we are having. So uh , growth, So let me tell you what's going on globally. Just so that you know, we understand what is happening. What is actually happening? Insurance companies are not just, uh, you know, don't just do business and in California or in the state. They do business all over the world. These are conglomerate. Right and so t ty'rereiskk throughout the world has actually just skyrocketed. So we have had not, you know, Of course, we know of my way and all of that, But you remember just a year ago. You know, Texas had this huge, You know, Horrible winter where you know major things happen there. Florida is always having some type of issue. Um and so, and that's just here in the states where you know, Colorado every every state almost has had major issues. But then we're looking at you know, throughout the world there is there are just horrendous things happening. And so all of that is very much so affecting the insurance market as a whole as it is, so what? They're you know, so that along with, of course we had The pandemic. That just brought everything to a standstill. And so because of that we have had the supply chain basically, just , you know, just was just disrupted completely. And so then we have seen of course than inflation has just gone berserk. Right So everything is expensive. Everything is getting more expensive. So now in order for them to replace our home roof, anything else? Everything has just gone up tremendously, so it's costing a lot more to be able to cover. So that's you know, so you understand this is what's happening globally. The other part of that, besides di y younonow atat insuranceni, companies have insurance for themselves? They do, and that is it's called reinsurance. And so they go and they get they get insurance for themselves as well, Right? Normally reinsurance Never. It's never used because insurance companies are very well easily being able to take care of everything that has happened, Um now Insurance is actually been used, and reinsurance companies are all based out of Bermuda. So what do you think That means? Nobody's regulating reinsurance companies so because of that, um their you know, Their prices are also just skyrocketing. And so now insurance companies are having a hard time. Trying to figure out how to get that as well. So there, you know those those prices are going up. Everything is going up for them there. And so then, as all of the risk everywhere is happening. They're you know, they're trying to like, Look at everything that okay where? Where is my risk? How can I make my risk smaller, so that I know that I can take care of what I have to, so let's go to the next slide. What does that mean to you? That means that in California 85% of all Our homeowner's insurance is done by 12 companies only. And I'm sure you have heard all of them because you know all of the all of the jingles, right? And even though we have 115 companies in the state that sell wi, if you happen to be in oneus of those eventually. We were changing. You will go to the one of those top 12. And it is just because You know, they're good neighbor, right? You know, little things like that, that you absolutely think. Okay Well, you know, that's that's the good company that I should I should go to them. Well what that is happening is, uh, that if you know, because they are the top 12 7 of them have decided hold up. We have way too much risk. In California. We need to stop selling new insurance, so nobody has left because there's too much money in California. Our homes cost a lot more money than anywhere else. So that means that even though you know we have, we may pay less than everywhere else in this in the country. Uh we're still our homes are worth a lot more So they're making more money with us anyway, so they're not going anywhere. They're just stopping the new business that they're doing. So let's go to the next slide, refused CEO and I use yellow and I apologize. You can't see that. But if you look at the top 12 companies that we have and you can't see the last one. But if you see all the top the top 12 companies we have State farm is the highest one. The market showed 21.2% 22% farmers is right behind that at 14% 14.9. Then everybody else comes down to 6.9% So who have you heard of right? Who has who's actually stopped? You know doing doing business altogether? Just waiting. O O one. What are they doing? Of course, State Farm State Farm has the highest risk in California. So that is why they, you know, they're just they're just looking and seeing and by the way, all insurance companies have done this in the past, they have, you know, they have just, you know, done all of this stuff. Um, we have one farmers just said, you know, we're only going to be a 7000. New policies every year. That's that's pretty much been the case all all the time anyway. That's how much they have done, but it was very much so right now. A lot more people are looking for insurance because it's a lot. A lot of them are just kind of trying to get get rid of that risk. Um, and if you see the next thing besides the market share, the next thing you see, there is the rate increases that they have asked for. Because of course, what you're hearing in the media is, um Although it's because the Department of Insurance is not allowing us to charge what we're supposed to charge, you know? Well. Well, there's a lot more to that, too at the not but in here where you're looking at alll of them. All of these have rate increases that they have either been approved already or pending with the department. And they're pretty hefty increases now, right? But when we are meeting with the with the presidents of the CEO of this companies, and we're talking to them about it very much saying, Look, we can't even if you if you if you gave us those increase This is and all of that. That's not going to get us out of the red where we are right now. It's a lot more to i i bececse t trere's l lotoe that they're that they're dealing with. So next next slide . So we're the one thing that just so that you get you understand the whole thing here. It's very much over the last 10 years, the insurance industry here in California has has actually the incurred last ratio. Husbands 73.9% and a around the country. It has been about 53 53.7. The prophet but underwriting profit and throughout the country has been about 3.6% California minus 13. They're they're losing money 13.1 the direct profit on insurance transactions throughout the country for 0.2 in California, minus 6.1. So there are they continue? You can see you know where we're going here and then, of course, that the return on net worth throughout the countries 7% in California, 0.8% and these are numbers that we actually get from the National Association of Insurance Commissioners. What they do is they review all of the market in throughout the country, So every year we get a, you know a report So this was from January 2023. So if you You're looking at the last 10 years. This is what has been happening. There's a lot more, you know, going on there. So how do we deal with this? How do we get here? Right So because of all of the insurance companies doing a slow roll ■"Có this w w t resort, which is the fair plan have not heard of the fair plan. Um some of you have. So the fair plan is insurance of last resort . The airplane was created after the Watts riots in the sixties because nobody wanted to ensure that south L. A neighborhood. So then the Legislature created that and it's basically every insurance company that is doing business in the state. They put money in depending on their market share. Into the fair plan . So then when you are little, uh, when you have the fair plan, um they pay out. You know, because of that money that they have available in in store right in their stores. However what happens is for the last, you know, obviously, for the last seven years or so, I mean, 10 years or so five years, especially. We have had the worst fires in the in the state we have had. We have had everything. Really in in the state we have even had you know everything anyway. So we have, um Because of that that the number of policies in the fair plan has gone up to 3% in the entire state. So for some people and some communities, particularly in the in the in the state and, you know, you would think immediately, always probably those communities right by Lake Tahoe, or, you know, whatever. You know this is a statewide issue. We have seen these numbers grow up tremendously. And so what we are seeing is that the fair plan has instead of being the insurance of last resort. Scenarios It's the only insurance available. For those people, So that is a problem because even if there is a major catastrophe, and the fair plan goes down Everybody goes down because then the state is going to be under. Hopefully you're going to be completely out of and so we cannot allow that to happen. Um and I just heard actually from another event where the fair plan was a part of that they're looking at about 1000 applications a day. So that means that we are like they are in particular communities. They are very much so it's a major major issue. Uh and best has downgraded some of the biggest, you know the top 12 companies, um, in their risk because of the concentration of risk here in California. So those are the major things that we're looking at. And how you know we have been. We have gotten here. So insurance companies are not riding. And then, of course, our rate filings are more complele becaue there's a lot more that they're taking into consideration so when they are asking for me to be able to charge what they need , um there's that whole process there that is that it's just it's just taking long. And then California because of Proposition one of three we have a system where we can't There are several things that we can't do. And one of them is, um we are not at where we don't allow them to charge, uh, really soheheyavave to take care of it, on their own right? Well some insurance companies are. What they're doing is they're actually passing that to actual brokers or their insurance agents. And so then the actual people in the community that are working are the ones that are paying the front of that, and that's not that's not sustainable, either. Um so there's that, but then because of Proposition one of three we also have a system of an intervener system. And that means that any one particular organization Can come in and say, Oh, this insurance company wants to As you know, wants to increased rates this much. We don't agree with it. So you need to stop that. Right Um, incident that, you know, even though and normally what has happened is the Department of Insurance reviews all of this, Um, in this system that we have, if you go if you ask for more than 7% increase Then it goes to review public like a public hearing. Public review in the 23 years that we have had the system set up that has only gone to hear once. But the intervener system is set up so that then this organization it's just saying, No, we don't agree with that. Basically cutting and pasting what the department has found that they need to work on and that they're They're, uh, they're working with the department to fix and they're saying that these are the issues. Um but they can they can hold the system down up to two years. So c cpanini arereotot ae to, um, you know to get the rest of them need right because of that, And then this intervener gets paid by the state for what they're doing. And then they get paid by the insurance company for what they're doing, So it's kind of a business, right? So it's getting into the it's. It's not helping the way that we're that we do our rates to move them forward. So what were you know? So when the commissioner came on board insurance companies were saying, Okay, we'll ask for 6.9% But when we got the applications were looking at them. These people need 20% increase to be able to be, uh, you know, solvent, but they wouldn't ask for that. And we weren't gonna tell them charge more. So then, you know, we were just saying define you get the 6.9% Well, when they finally got the 6.9% guess what they did the very next day. Apply again. So then it was just a roller roller coaster of that. So, Commissioner Lara came on board, he said. Okay this is crazy. This does not work. Let's make this so you asasd me exactly what you need. And so that is why we have the earlier the earlier slide that I showed you. That is actually you know, that's bigger percentages because this is exactly what they need to be able to be sovereign So, but that's that's different. So those are the major issues that we have, and that's how we got here where we are. Right now. Next next, and I'll try to be quick. Sorry about that, but so that the sustainable insurance strategy is basically it's what the ouou witit t thensnsurcece cpaps with the with consumers NBA and so we are going to have insurance companies right policies in 85% of the areas where the fair plan has the most amount of policies where people can't find insurance. So now it's 85% of their new policies are going to have to be there. The next part of that is it's going to have to make sure that the people are getting out of the fair plan to be to be covered by the regular market. Which means these are folks that are in the ones that are going to get first dibs to be able to get out of the airplane and do this are the folks that have done the mitigation work in their home that their home is safer from qualifiers and it's part of the work that we have done this last year. Mm. On making sure that consumers are able to be safer by fixing their home their immediate surroundings and then working with our community to make sure that our community is safe, So all of that is part of part of the way that they're going to be brought back to the to the issuance market and then the catastrophe models normally insurance companies when they asked for insurance when they when they are Looking at how much they're going to charge you for your premiums they looked at like the last five years of losses that they've incurred in particular areas. But that doesn't it doesn't flying anymore because there's just been so many, like just climate change has just taken this so different. So now what? We're working. We're doing hearings and working with them. And in cacastroroe e molilingHoHow w e make sure that The consumer is getting exactly what they should pay, and so look at very specifically a home and look at the parcel. Look at look at their surroundings. Make sure that if they can see that community is actually safer than their premiums should be lowered . So those are the that's the way that that catastrophe modeling is supposed to be working, and then we'll going to be looking at Also that we insurance portion commissioner went to Bermuda met with his folks and try to understand what is how in the world do you guys, you know, put all this together and then, as he's working with experts to try to find out how do we make absolutely sure that if California allows for reinsurance that it is only The risk that California is incurring. That is going to be, um added into into the premiums that we are not going to be paying for Texas or for Florida or for India, but rather it's only California risk. So those are things that we are working on. And then the last part is modernizing. The Fair Plan Commission came on board. The full panel was Only allowing insurance for homes up to $1.5 million. That doesn't cover anybody anymore in California, or at least you know, a big number of folks be without insurance Commissioner Lara increased, ask the perfect to increase it to 3 million for businesses, as you know, was 3.5 ananthatatt't's ilill You know, wasn't isn't enough What we have also found Then suddenly he was he asked for these changes, but then also making sure that the fair plan was able to give insurance as a whole. Because when you go to the fair plan, you will get fire insurance or wildfire insurance. But then you have to buy difference in conditions insurance separately. That means you gotta buy two different policies from two different places, and you get a lot less coverage than you did before. For And so that's not happening. Anybody that's not happening. So, the commissioner asked. Let's just do one full wraparound insurance. Guess what the fair plant did. They stood the commissioner, and they said there's no way because then the four point is going to be competing with insurance companies and then in the fair plan is not one by the state. The plan is run by shows companies that insurance companies are the rules that are in the board of the Fair plan and make all the rules for the fair plan. So that is the difference. That is what is happening in the floor plan. So now we are, , e commission will find its leader to deal with the fair plan. Where now they're going to move for commercial insurance. 20 million per property. And so that means that homeowners, homeowners insurance you're going to be able to buy not homeowners insurance. Excuse me. HLs uh, are going to be able to purchase that, however, in some areas 20 million for the whole thing is not enough. So um , right now, in November, you're going to be able to have ThThexexpeatatio is that we are going to get all of this done the commissioner as the department and the reason for the governor's, uh, executive order was to make sure that we can move everything quickly because we know that it works very slowly. But if we're able to because of the executive order that it is an emergency, we're getting everybody on board working on this now. It is expected to be all done by December. 2024 So by then what we are going to be doing with actually making the fair plan provide insurance for 20 million per structure, not just prove so , then that way, you know, H O s are going to be able to cover all of their structures. So that is the main. That's the main thing that we're doing next next time really quickly. That is the largest changes that we have done. For further functions. But that has not been done in a silo . I just want you all to know that we have been doing this kind of community meetings talking to people with the commissioner. . nce e 19. We have held more than 1800 meetings. Now we're up to about 2200 or so meanings and we have met with hundreds of thousands of people throughout the state. It has not been done by ourselves. It has been something that we have been working with all of you, and so we will continue to do that. And I will, um, we can just move on just because it's much more information you can keep going on that. Uh and this has all to do with the safety from wildfires Framework, which was the regulation t tt i iyou u alr home safe from wildfires One else supposed to get this discount, And that means that every insurance company has to do has to pay attention to that for you. So if you have done this things, you will get a discount. Ah so it's a safety from our fires. It is again protecting your home, protecting your immediate surroundings. And then as a community have any of you are part of a fire Safety council fires fire wise community. If you're not make one, and what that means is that you can go and you can work with your neighbors to make sure that all of you are doing the same thing. You're being safe and the moral of these things that you do the more discounts than you will be able to get with your insurance, so I will leave it at that. So that sorry. How about that? That was a performance that that was a lot of really good but complicated information . Um thank you, Julia, I suspect that we might have some questions about specific insurance concerns. Um And so now it's time for questions. From the audience. I want to try to expect we did have some questions that were submitted previously online. I suspect there may address some of the most common concerns. And so if I may, I'd like to just take up two questions before I open up to the audience number one is. Are there any Public funds t t ho private homes from natural disasters like landslides. Julia, can you Can you take that? Thank you. So the Department of Insurance does have does not do any grants itself, actually, that the Legislature did put a lot of money into getting ready for disasters and all those types of things. And so all of those things are actually done through the either Cal fire or hallelujahs. And so those are the agencies that have that and I know Jean. I believe that you talked about some of them, but I don't know There's a um Yeah, this is working by now. I think I know there isn't there isn't one that I'm aware of. For that one. We regularly refer people to, um, California program and to the federal program. Um But they're limited and they really require that you have insurance first. And if you can't get insurance on something that's otherwise uninsurable, then it becomes not in the category of eligible It is very it's a rough Yeah, It's a rough one. It's the same. I'm gonna equate it to something. So if you are in a flood zone, and you don't have flood insurance It's a similar thing. But you're not required to have it. If you're not in a flood zone. I don't know about you, but I know people who have been flooded who do not live in flood zones, And so it becomes just a loss t tt t tt thth g goe y thing I can. Really. We haven't had too many of the land movement things to me that pull on. And land movement is, uh, it's an uninsurable. Uh Thing and in general, the only way that it would be covered through your homeowners insurance is if it was part of, let's say a wildfire that happened and then it's then you know, then there was substance. Yeah so there is something after that, But otherwise, um, it is not an insurable. Um things with most insurance companies. However I would suggest that you talk to your broker and your agent and or your agent and try to figure out you know what is? What do they have available? They might have something available that I that we're just not aware of, or how you know how they can work on that. How that's just on the insurance. Part on how you can get insurance there as well. Okay Thank you very much Next question before I open up the audiences what federal, state and local funds are available to assist landslide victims who need to be evacuated. Um yes. I kind of want to go to Cheryl on this one. Just because the county does not have funds. We don't have funds for any kind of disaster. For that. We use our local resources and we go up to this California Disaster Assistance Act for assistance, and that's administered by the governor's office. Um that is we just passed right up to that level, so after that, it becomes a state and a federal issue. And as as I'm aware, I don't know ii n the local jurisdictions proclaim they'll usually ask for state and federal assistance, and the state assistance piece is the California Disaster Assistance Act, which is at the discretion of the governor and the director of Cala es. And, um, that's a process where they determine whether or not there are funds available. The resources available at the local level resources expended and whether or not this is something that can be remedied or if it's just, um it's going to be an ongoing problem. It's completely discretionary. Okay? Alright. Ma'am. Um yeah. Good stuff. Thank you. So sorry. Hi Thank you so much for all that information on the insurance stuff. We have. I'm in Rolling hills and in the block, Captain, uh, organization. We have people who have already lost insurance specifically from travelers and they are people who had been very proactive, hardening their home. I'm with State farm and my insurance travel to PV two years ago, but I spoke at length to my agent this week because I was looking into it for our block captains, and if I were to move now, they would not move insurance with me anywhere here in California, So not only are they taking a moratorium on new people, they're also not going to let their existing customers move right now. And so it doesn't really matter if you specifically have hardened your home or you haven't had any moyy, and they're taking aosgg moratorium on that and in terms of fire, safe communities and fire councils, it's a lot of paperwork, and I found out that it's a 2% discount on your insurance for the fact that you have to get your whole neighborhood in on it. It's not that much of a discount, and it's not going to help the people who have already lost their coverage. So I have a question. The kind of involves The politicians and the fire Department. We had the new, um, law changed. Maybe, um 3074, which had some stricter regulations, specifically for the 0 to 5, keeping it free and Making Making it more difficult for fire to get right up to the houses that was already passed, But the regulations haven't Somehow been put into wording in a way that's enforceable Or maybe fired Park could explain that better. But in other words, The forestry. Part of fire department hasn't Moved that down where the fire department could be currently. Enforcing that, even though it became a law. And I know the fire department is having way too much stuff on their plate becacah fire hazard areas now. But it seems to be common sensical, maybe to go ahead and push that through so that stricter measures could be enforced so that there would be less risk of neighborhoods going up in flames, and that would help our insurance. Think Can someone speak to why the regulations Aren't being enforced. And when is that going to happen? Okay? Um. Chief S Se I Ian t tchch a little bit on and I'm it's Zone zero, which is that 0 to 5 and, um We are local government that does the enforcement for Cal fire. And while that was passed, we are not sure why it wasn't implemented this year, and we don't honestly I don't see it happening for 2 to 3 years. What? We're what we're Advocating is that residents and they follow the Cal Fire website. There's a moderated zone. Zero Website that talks about why there is a stall. And that's through the Cal Fire website. But I can't tell you why it wasn't enforced. This year. We thought it was going to be and it was pulled back at the very end. Which is why you got your information on that 0 to 5. And honestly, it caused a lot of conflicting information. And you know, we we've tried We tried to just do an education piece, but honestly, I don't see that being enforced for the next few years just because of everything that's happening at the state level. California. Or. Politicians wouldn't be helped wouldn't help push that along because obviously less fire risk means a better situation for insurance. Because Chief Bennett I wasn't putting it on you guys at all I know you're swapping doing a great job. I'm just saying, Why isn't everyone working together to make those To make that a reality. Um and you can go into more detail but on the insurance portion of this, and I didn't g g intnt dede safer from wildfire framework and the regulation there? What happened? Was we every agency throughout the state that worked on wildfire had a different set of rules that they all worked in. So what we did is we brought everybody together. The commissioner got them all to then agree on very specific things that they would need to do so that consumer could do so that you could actually see a difference. And so it was, You know, five separate things for your home. Do you can you know there's a checklist? For your surroundings. There's a checklist and then for your community as a whole, the idea behind it was very much so. If the entire area is safer than we can then be insurance, As you know, will will come down, right? But on you know, that is regulation. That is the law right now for insurance companies. So Commissioner Lara did do that insurance companies saw that that was happening, And so they alreaea stataed p ptitig gegeth those discounts. I understand that for some folks, it has been 1 2% It hasn't been very much or you know, but I gotta tell you last week I was in Napa doing this type of thing to and somebody got up and this this couple said I have been. I did everything that I needed to do. And I got the fire Marshall to come and look at my property. I got the insurance company to come and look at it and then I got $1000 discount. I that substantial, you know, , d soso mm s I know that it's not happening fast enough. And like I said earlier, government doesn't move very fast. However it is, you know it is happening. It's just it's going to take some time. But it is it's you know, it's moving in that direction. And if you do as a community Can work together and you know if this is already in place, and you are, you know, and you can all work together to make sure that you know if your home is safe, But if the neighbor down the street most of the time, What we have found is that it's probably somebody who is retired who can't really take care of take care of the big things. And then a community comes together and they all work together to help that person out And then everybody that is safer and because of that, that's where they can see. And the more that you do, the more discounts that you get. So right now the insurance companies are saying they will go up to 2030% If they can see that All of these things are happening. In the in those areas. So Yeah, I know that you probably have follow upup estitiss, but if he can approach Panelists, individually , um, with with appreciate Ma'am, ma'am man. Hmm That's it. That's a tough one. I think just the amount of the task of going from above ground to underground is quite the task. We do know that there have been wildfire started from down power lines, and Edison is doing what they can do what they can for. The roving blackouts that you'll see and the energizing during high fire times. But as far as a city or community doing it, that's uh that's more than I can answer to. If I can throw in. There are communities where Edison is doing that very limited. But the other thing that they're doing is they're shielding. They're doing a lot of shielding on their their their wires, especially in high fire zones. I would encourage you to reach out to Edison on this one. They actually have a really robust program where they are. They have identified where they're shielding. They really The under grounding is really a lot more complex and a lot more expensive, But the shielding is just as effective and I think that's something that you can look into o th t tm. Um and we can add more. I also want to volunteer center Allen. I know that you know, there have been legislation passed and in recent years to require utilities to harden, uh, to fix their their high voltage. Caroline's Um, you know, a lot of that has taken place in Northern California where I hear a lot of my Northern California friends raras a a skyrocketing and PG and E country because PG and E is, uh, is doing a lot of or some of that under grounding, but you know that is being passed on to ratepayers. And so that's that's my understanding of what was happening. Perhaps you can follow up a center Allen Afterwards or you want to jump you want to jump in? Okay Alright. Okay, okay. Uh um, man. Monning blackouts. There is a utility and reminds that has just started. I think they submitted proposal for this instead of building out power transfer Bell generation transmission lines, which are all really vulnerable to climate change. They're doing as a purchasing for every customer battery storage, So this is like radically different UN utility solution because it's not the way And utility traditionally makes money right? And so these customers will never experience another black and I'm not associated with them. I'm not associated with the battery storage company industry. But these these Customers will never experience other black unless something happens to their battery storage. And so I think it's really important. Think outside of the box of what we've been doing traditionally, right, Because when you have distributed energy resources, you have more resiliency. Redundancy You have a smaller footprint that when it gets you take out a substation. You take poporr ttetensf f thsasands of people, and so we really need to think outside of this box of what we've been doing traditionally. And the utility tax is not a good idea, and the way that I'm speaking to our legislators, you've been just incentivizing solar in this state. Please stop doing that, because its solar plus battery storage will be key to disaster preparedness. And you also know that E V. Batteries are being reused for batteries. You know this right? So there's a whole D I Y movement. I'm young people who are connecting up there used heavy batteries solar, right. I mean, there's a world of innovation out there. We just need the regulatory hurdles, legislative hurdles and we moved out of the way. Yeah I agree with you. And I think actually with Alan me, you've got two people who are really in agreement with you on this. Unfortunately. All right, You know the big utilities and some of their partners have been pushing back really hard, And they had this whole narrative about how there's a And unfairly unfair. Subsidy and they keep pushing, but I think from our perspective, giviv allllhe challenges of climate, you know, both both globally but also locally because there's a resiliency component to this that you correctly point out, We really shouldn't be doing anything to disincentivize. The use of greater solar, including on rooftops, and so I'm I'm not. I'm not happy about what's been happening in the PC, and we've been writing letters and engaging and Trying to push back with some success, but not as much as I would like. Mhm Yeah, I would just add the center Allen that the one of the big challenges now is, you know the that t t fococ onnququit that that you know, it tends to be higher income households that can afford solar and battery storage. What about the vast majority of Californians? That have not been able to afford solar and storage and so I agree with you that we need to have more solar and battery storage, relying less on these high power transmission lines, especially in wildfire, high risk wildfire zones, but it's a big state. It's a complicated situation. Happy to follow up. Uh, Because utilities will pass those costs costs on the ratepayers. Yeah. Yeah, we're happy to happy. No. Happy to follow up. Yes, ma'am. I'm Katya Gómez, president of the Academy Hill Homes alal thaha you. Everyone who put this together bringing the government to us here on the panel and behind the scenes. I know it takes a lot of leg work, so we really appreciate it. We as an association are also concerned about emergency preparedness and one of the things that we did that actually happened this week as meet with we are in an unincorporated area of the peninsula near Chadwick School. Um and we didn't meet with representatives from fire. The sheriff's department and Chadwick and our association this week, and one of the t tngs atat cee o o of i is that our community of residents do not have an evacuation plan. And we would like to move forward and coming up with an evacuation plan for our residents. I know Chadwick school has won for their students. Um we would love to ask for help from either assembly from you, Assemblyman or the senator to help us find resources to find We were told to find an evacuation consultant that could help us come because we don't know a lot about this, so and we are also as an aside, uh, starting a group of getting a group of residents together to be part of a hybrid search program because we also want to be part of the solution. So um, Chief, would you be able to address and I wasn't at the meeting that you guys had last week, But I do hear that there was was productive and again. We are here as your fire department that can help you in any way with an evacuation, whether it's evacuation plan shelter in place , whatever whatever the school and that we need. Right? Help us come up with an evacuation plan. We were told that we need that first. Before we can move forward with other ideas that we have, for example, having a drill for the entire community. We were told we needed a consultant to help us to come up with an evacuation plan. Does anybody have any ideas to help us with where to find one? Find it? Yeah, and to help us on it. I guess P Pt ofofhe q qststio i. eses PVP ready? Cover the unincorporated parts of the peninsula? Is that Is that what you're asking? Because that's what PVP ready is about right evacuation plans. Yeah and we can give you the template. We could give you a template because there's other state of Malibu. They've all had those evacuation drills, so we should be able to give you a template. We can have a sidebar. I haven't heard anything about a consultant. But you know where your local fire department we can help you. But I guess I'm not understanding. I don't have a consultant that we work with. We just We will do an evacuation and help you with an evacuation plan. Yeah. Appropriate. Yeah, sure. Jealous and we can handle it. Is that the chief? I mean, Senator Allen is highlighting that we need to get a supervisor Han involved in this but my correct or not? Does PVP ready? Does that include the unencrypted incorporated or or? Yeah I believe. I believe it. Does. We do have Jessica. That's alright. Hi I'm so I'm a staff member of the city of Rolling Hills Estates. And yes, the New Year's ■"Boan PVP ready does apy to the unincorporated areas. So when we speak about evacuation, planning and things like that, No, your zone is evacuation planning, So it does apply to the entire palace Berries Peninsula with very, very specific planning. Um cities and , um, in incorporate areas they may want to do their own very specific planning, but no eurozone does apply t tevererne. I I jt t waeded to mention that . Persistent. So evacuation drill is a lot different. Um It's very coordinated to be a lot smaller. Probably you will want to work with, you know, your H O A and law and public public safety partners, But I think you're speaking about maybe putting something on paper is a bit different, right because and I don't want to speak for you, Chief. But this might be and I'm here tonight. This afternoon. I may be better for a sidebar, so I understand everything that the school and the community wants yes. Thank you for sure. Okay so we'll follow up on that. Yes, sir. Yes, sir. Yeah I live on the other side of the hill over by PVS through the switchbacks in 80 three's territory. We got weeds that are 6 to 8 ft High. What happened to the goats? Where are goats? I think we've got a legislator that made Something to do that they had to pay the shepherd 24 hour fee. So now the guy isn't going to do it. I mean, these goats are very important to you. And to us. Is that a city measure in terms of throughout the year, we we've gone. We've sent two goats to the same location three times because we'll treat the area with the goats. And then it'll rain. We'll get some more vegetation will have to go back in there and treat them But we do it throughout the city and ranch past verdict. We do We have them there. They were. There is just one of the things that the switchbacks that's part of the city's nature preserved so the limit there's limitations as to how much removal can occur. Twice in the city of L. A. That's it. That's in the city of Rancho Palos Verde. And you're not going to see the recipient either. So we're working. We work very closely with the fire department as well as the wildlife agencies in making sure that we adhere to all the required brush clearance and the goats. We use them throughout the city. Uh I'll look into that for you. Okay? Yes, sir. In the back. Not just pertain to the palace Burger Rolling Hills. But recently we had a mini tornadoes and Carson Compton of industry in the sea level. Rising is causing a high alert for me and my family living here knowing the fact if we have a tsunami or tornado hitting the chemical treatment plans Surrounded the palace burning. It may cause a having a pollution. We're going to be stranded. I Itherera plpl a California Are we building some kind of seawalls or some kind of plans to prevent? While spread of the chemicals. Because we're surrounded by where we find the chemical plants and Reclaimed water treatment centers. You're you're you're talking about the overall concern about sea level rise and how it's not just a concern. Yeah. So. I will say that tsunamis in Los Angeles County are going to hit south facing beaches. We actually don't have as much exposure as some other area and elevation here makes it a little bit different. I would suggest that there the maps the inundation maps for tsunamis are online. Calories maintains those Um, and that's the place to start. I can assure you That We have looked, our colleagues mostly. I don't think neither Cheryl and I have been involved in that particular planning. But those are taken into account. And I think if you look at the state tsunami plan with the inundation zones, I think wewean start to get to that answer. We don't know it. I'm pretty sure and we do have a seismic hazards division. So if you check on our website, they do have some research in there about the rising sea level and seawalls and Um, tsunami hazards from from an offshore earthquake or speech that may cause a tsunami from a different direction. Right and forensic surfer range of policy verdicts. We actually have 7.1 miles of seseleveveririseItIt'sarart o r climate action plan. It's embedded in our general plan and other documents. So that is something that wrench Palos Verdes takes into account. It's all right. Sorry Just very quickly. Also just so you know, the Department of Insurance. When Commissioner Lara came on board in 2019, he created the office of Climate climate insurances sustainability. And so it is the first in the nation and what we are doing is actually studying. All of that, particularly working with all of the universities in the state and also working with the United Nations on putting a plan together for California as a whole as it pertains to sea level rise and all of that, along with what insurance what we can do for that. There have been some amazing things that have happened around the world that people are actually for instance, in the in Cancun. What they did is they actually ensured the coral reefs. And so that basically all of the all of the hotels in the in the area right there, they got it. They got a insurance policy. And so when there is a storm and the coral reef breaks and there is some, you know, there's a lot of lost their That immediately triggers Then work to be done within that, and then that is taken care of by insurance. So those are things that we're looking at to try to figure out. How do we do that for California in some way, looking at all of the different things that we have available? That nature is actually, you know, set up to help with that. So those are things that we're looking into as well. Okay I Iantto momo o on give everyone a chance to check in with you afterwards. Yes Uh, please follow up with the individual panel is if you want to follow. Yes, sir. Thank you. I think I think this is a question for the insurance commissioner. Um we're we are in the process or have already installed cameras and a I to detect fires on the peninsula. Is there a way we can parlay that into lower insurance rates as we think it's going to make us much more safe. We really love having this system. We would think the insurance companies would see the same value and therefore give us breaks. It should be part of part of that, and that's where the whole community portion comes together. So if you are received, for instance, what I would suggest and working with your cities, maybe if your city can send you a letter saying, Hey, these are other things that we are doing to protect it from wildfires. Then when you go talk to your insurance company, you can say here are the things I have done in my home. These are the things that I'm doing in my immediate surroundings. And this is what my city has been doing. Then what is my What can I get as a discount and those things should be taken into consideration. So it's are you aware of any city that has or any Homeowner that's been able to make an argument that cameras with a eyes a. Those are those are part of that is part of some of the things that that you get. Grants for, like cities and communities have been able to get grants from from the state just kind of thing, so they should be taken care of, But it's not. Not not. They don't not saying that they ask you ababtt t i insllllatnn. No, no, I'm just saying, but because of that has been part of Part of that, then it should be taken into consideration. I But every community has got to be. It is different and you have to end. Every insurance company has taken different things separately. So you have to. You have to ask your insurance company directly. Okay, Great. Thank you. Thank you. Assemblymember's for arranging this form today into the speakers. I appreciate it back to that issue of home property insurance over the past 2.5 years, all the stakeholders and a number of very involved citizens have been involved in crafting this regulation with the commissioner now. Now that the laws in place it's enforced. There are still a number of insurers. The company's not offering the discounts for home mitigation. So what? The prior question you just asked about is the city mitigation. I guess our city could do a little better and putting our community mitigation s sps on one document right now, the homeowner has to collect a little bit about the About the goal of the goats a little bit about the wildfires, maybe put in one document, but the insurers are still a number of them not offering mitigation discounts. So if you could confirm they should be or not be , and also to confirm that everyone is using the same playbook. So the same number of steps for the home mitigation, so it's the same checklist between ensure a and ensure be. Thank you, Thank you. So the safer from wildfires f fmewowo y. Right in our website is insurance that Ca.gov Um, and that is very specific things every that for every for everything. Um, it is the law of the land right now for insurance companies that they have to take this into consideration when they're doing when they're reviewing your your property. The problem is that every insurance company is different. And they will give you different things for each one. And so when you are about to renew your policy is when you can go and you talk to your insurance and ask, Um if in most of them already have it have that in place. If they don't what you can do is you can call the department. We have experts in our office there from eight AM to five PM every day. It's an 800 number. And we are absolutely available to talk to you. Through it. We can work. Look at your policy with you, and then we can contact the insurance company and see what we can do. One thing that I didn't mention is if you are told that because you have a wildfire risk or that you're you know, and you're wildfire risk or is so high that they can't give you insurance because of that, or that they will give you a higher premium. What you can do now. In the past, insurance companies would say you would ask them. Well How did you come to that number? What is my number? They would say that's proprietary information. We can't share that with you. Now they have to. It's part of the regulations that the commissioner did. So you are able to ask them. How did they come up with that number? What is my number? How did you come it so you can appeal it. And if you don't get anywhere with the insurance company again, you can contact us and we can work with you through it and work with with the insurance company. Okay We are running out of time to more questions, sir and man. Yes Thank you. Um Red flag days. Has there been any consideration given That when certain areas of, for example, the peninsula Have been declared to be a red flag situation. That the traffic . The Let's say limited into those areas, either. Into those areas and around inside those areas, for example. Let's say, for example, Rolling Hills has been declared a red flag day. It covers that area. Can has there been any consideration given to reduce the amount of traffic into the city of Rolling Hills or, for example, if it covers the nature preserve has been any consideratatn g gen and reducing the amount of foot traffic into the nature preserve when I'm on a red flag day And it's really quite simple. The trails. Both in Rolling hills and in the nature preserve when we have adverse weather conditions, such as a lot of rain will shut them down. And now we see that In the nature preserve. They've shut down certain trails because of the land movement. A red flag day is no different. So that cocodinanadd touought t thd peninsula. In my humble opinion, thank you. I'll just add a comment to that, and I think that's very valid and Now our fire prediction and our fire weather is so good that we could Um, work with the cities and make sure that they're notified of those red flag days and we've had a preliminary discussions about that, because traffic just inherently on afternoon on PV Drive is already busy, so I think that's all Fantastic points, and we would support that support each of the four cities and help them through some of those plans, and I'd like to add For the palace versus Nature Preserve in rented pass for this. We have 1500 acres of open space and we do we have considered closing the preserve on red flag days. We coordinate with the chief and the fire department to determine whether the risk is there for us to close it and one comment. I just want to add just to comment for the assembly member while this whole town hall was occurring, I got a I got a tififitionon from pan away, I There was a There was a smoke detection, but it was the camera facing from palace for two states and it was in Torrance. It was a house fire. But if anybody's curious, I can show you the image and the notification. I get on my phone. Okay All right, but the system is working then. Okay Thank you very much. I know that there are other people that have questions . If you can approach the Panelists are myself individually. Um, I know I'll be totoinddp p th p proamam. ststd question, ma'am. Thank you, Assemblyman. And thank you for everyone for being here for stuff like this Much appreciated . My name is Tasha Hinchliffe. I'm a resident over the Portuguese Men Beach Club. And I would like to know words have addressed a lot of very scary situations with the wildfires. However we have an ongoing every day problem in Rancho Palos forties. In Seaview in the, um, preserve area. PBC and in the literal Linda community, and I don't doubt that we don't have the same problem in many other communities on the peninsula, which is that cowl waters. Infrastructure is broken, and I would like to know if anyone could please address it was brought up during our City Council meeting and I very much appreciate all the work that you're doing The city Can someone please address what cow water is doing proactively to figure out where the leaks were are Um, along that someone's got to have a map of our infrastructure. We had another leak this morning at a site in PBC that they prepared supposedly three times I walk my dog and I find leaks happening and have to call the emergency line at night. So can someone please tell me what is happening Proactively because that is going on every day And as you heard We can't get insurance for In a landslide area or from land movement. Okay, uh, And she Yeah. Yeah Hi, Angie Gilbert with Cal water, so we recently completed a topographic survey of I mean, as you guys know where we've been working with the Sea View neighborhood, Portuguese Bend Beach Club, the PBC a also working very closely with the city through their working group right that they've established, Um there's a number of things, short term and long term that we we've implemented as early as The beginning of this year. Um in terms of monitoring, we've we've installed leak detection sensors throughout the various neighborhoods. We also have water pressure monitors, which work in near real time to detect drops in water pressure. Um We also have technicians on the ground walking our alignment and this is happening. Um I see you shaking your head, but we do, um , everything we do daily. We also have our employees walking the Burma trail as well because we know that the preserve area was a point of concern, but in terms of the infrastructure improvement, u u Forecasting. Te topographic survey will help our engineers identify hotspots right because there has been a lot of land movements since you know. Who knows what data we have so that that has been completed and then they will look to see what areas to replace piping as an example. We recently just submitted a project for the Seaview neighborhood on dauntless and exulting. That's us are aware it . They've seen a lot of movement there w wre w ware e plplacgg t e main above ground with flexible couplings. So we're looking at everything. I mean, we're taking this very seriously. We know how important this topic is to you. It's important to us to our infrastructure has been affected by land movement. So we've been at the table. We've we've offered to speak, you know. Two different residents, Associations OAS and we want you to bring those concerns directly to us because Um, as you said, you're hearing things at ST Council. But, you know, just know that we're here. Please reach out to us. If you have any questions in and we're committed to working with our partners Oh, that. Yes That's right. We also established a hotline, a dedicated hotline for RPV customers that would go directly to a certain group of people, actually, that that number is 855 rpv leak. That's 77853 to 5. So in addition to the 310257 1400 number that our customers have can reach our customer service hotline to we've established a dedicated hotline in lieu of everything that's been going on. Alright I know that there are a lot more questions, and so if you can grab myself or any one of the Panelists, Um please try to do so. But I want to thank everyone for coming out. We hope that we brave the answer most of your questions. Let's give a special round of applause for our Panelists. Thank you very much. Taking time out of the There is usThThan y youerery much forh sharing all your expertise and your background in these areas want to also give special thanks to Rolling Hills Estates. They really worked hard with us to make this event happened. Thank you very much. I know that Supervisor Janice Hans representative left, but they worked hard to make sure that we have our Alicante representatives want to thank also our state, Um Callow Am and California Insurance Commissioner Ricardo Lara and Julia for being here, uh, and last, but certainly not least, my staff worked real hard to pull this out together. District Director Melissa Ramos ■"Bó Cody Bridges, senior field representative, Brian Sing and Amy are Zotti came down from Sacramento. Thank you very much. Have a good afternoon.