How To Survive On Social Security Benefits In 2025

let's get rolling let's get into this video so as many of you are aware there is a pending problem with 2025 and this video is going to basically answer how you can better survive with only the amount of Social Security benefits that you receive whether it's retirement social security discipline insurance benefits sub security income benefits disabled child spousal widows Etc benefits from the SSA this is going to help you understand how to survive in 2025 now I just want to go through very quickly so important basic details they are going through the cost of living adjustment is likely to be now a lot of presidents including Trump including Biden including prior presidents as well have gone ahead I don't know what's up with the hair there oh I made it better and by m no I made it way worse that's okay there we go now it's good now it's oh it's ter it's okay oh wow wow yeah you know what it's we're just gonna go there we go yes no ye what is going on all right whatever all right so here we go so here's what you need to understand okay uh they're looking at a 2.5 to a 2.6 uh basically you know percentage change for the cost of living adjustment going into 2025 obviously obviously the percent increases uh are you know more like you know 10% here increase 50% there increase some items are 100 to 200% of an increase uh some of these very unique you know name brand items so one of the big problems is that the social security recipients are not going to be able to afford things going into 2025 like they used to on a minuscule 2.5 2.6% increase I see Diane Fernandez thank you for doing the member for eight months the appreciation very very cool looks like she got another one which is awesome very very awesome so one of the things that I want to go through real quick and I see somebody else just got their approve a letter very very cool excellent congratulations Andre the prince very very very good so here's basically the thing that you need to know 2015 cost of living adjustment was 0% 2016.3 2017 2.0 2018 2.8 2019 1.6 202 1.3 2021 right here we go 5.9 right we knew coming out of Co it was going to go high 2022 8.7 that's a bit of mismanagement by the federal government right 2023 3.2 and then we're coming down to a 2.5 2.6 so the reality is there was some mismanagement of oil farming and then there was some corporate greed that happened right they saw record profits uh especially with these you know uh chains these Supermarket groups and as a result of that unfortunately you know their employees weren't reaping the benefit of it and certainly the American people were not getting a good deal as well the farmers really got screwed I mean there are entire industries of farming and an industry of farming is just like they produce that item right milk bacon ham blah blah blah blah whatever that's the industry of that particular Farm area there are entire industries of the farming Market that have just been completely killed off um as a result of the mishandling of the oil uh diesel market so with that said it's it's important to understand what your future as a recipient is going to look like whether you're fighting for your benefits now or you know bottom line down the line lend brag thank you thank you for the $10 donation very cool let me put a little hard on that that's awesome very very cool uh go ahead and like that you guys if you see it that's awesome so I want to talk to you about how to basically have a more frugal 2025 going forward and uh it's not so much about which president you get right you could get Harris you could get Trump you know you never know what's going to happen you just don't know what's going to happen so these are ideas that you can use to increase the likelihood of having a better 2025 first off is how to conserve energy because the energy bills are problematic right I know a lot of air conditioning bills are particularly bad I know that a lot of people are struggling with the increases in prices and things like that first off uh LED light conversion it's not a bad investment converting all of your lights over to LEDs if you can do it they have them for every light type now you can buy them uh usually buying them online is cheaper Home Depot is not so just keep that in mind smart plugs smart power strips they Auto reduce power consumption um don't go over the you know don't go cravy with those because your bottom line is that you just want to use with items that you're having on and off and on and off the ones that are always staying on you could use them for those but you have to make sure that you know basically it's something that you need full power versus not full power okay uh then you have basically lowf flow shower heads um I don't personally like those because you know I'd rather have a more relaxing shower but the bottom line is they have lowf flow shower heads another thing are smart thermostats they decrease power while you're basically sleeping uh not exactly the best option if you have difficult time sleeping because it'll make it a little bit too hot for you or potentially even a little too cold for you uh but it is an option to go ahead and decrease the price of things not using a dryer for your clothes and just using racks remember the dryer has to use 220 uh to go ahead and power it in most instances I know that they have smaller ones now that run off of 110 uh but just keep in mind a lot of powers used when you're drying clothing uh move to more consistent and neutral climate that's a big huge step I don't recommend that for most people uh unless they have moving money and they intend to get out of town next one uh if you are in a really tough spot with a cold area like you just don't have any money um this is what most people do in that situation because we do have people who are truly truly impoverished that are basically just you know getting a check and then whatever comes in is whatever they have to pay and it is what it is you know they've got a single wide trailer and that's all they could basically get into and they're still trying to work off basically the down payment uh for the first and last for those individuals what they do is they usually buy a big roll of plastic and they'll go ahead and buy a tape and they'll plastic the inside of their trailer the walls and such to go ahead and keep heat in so that there's uh basically this wall of plastic that will keep all the heat in from their body and whatever the heater can go ahead and produce remember you have to be careful with that that whatever you use inside has to be an electric based component that doesn't offut anything that can potentially harm you because if you plastic wrap the inside of your trailer you have to understand that if anything negative gets put in the air it's not going to have a chance to really air out well okay next thing um stop using a TV a lot of you guys have older TVs start using your smartphones or tablets uh for your video and social media consumption the amount of battery power that it takes to charge you know a cell phone or an iPad is significantly less than TV uh the smart TVs uh the smart devices rather uh are much cheaper to buy they're much cheaper to run and uh basically an iPad you get a lot of the same experience as a TV I know it's not what most people want they want to have a TV out in front of them I totally get it but it's way cheaper to upkeep and basically have that singular unit to pay for the electric bill okay now housing most people who can I'm G to say this most people who can uh basically at this point are looking at options to move out of America it is not just some I don't know what you would call it like some Fringe this or some like you know cool that or like the passport Bros you know I don't know if you guys realize this but the original passport Bros were essentially those uh who basically were VA people who went to the Philippines Thailand stuff like that and they would marry a wife over there those were like the original passport Bros because they knew they could go there receed their VA compensation disability check and their SSDI benefits and live a really good life and have quite a bit of money coming in they would also get a little bit of side job hustle going and that's kind of how they played the game um you know and then you had uh individuals who basically would just move out of the country because they knew if they mve somewhere else it would be a much much much smaller percentage just to upkeep rent Etc uh old school truck driver thank you thank you for the $2 donation that's awesome uh old school TR can I see who's watching I I can't see who's watching no I can't I see there's 202 people uh 60 thumbs up so um I I can't see who's watching no so but here's the thing just you guys are aware as the most viewed and subscribed to disability attorney in America uh really just across the globe um the bottom line is there are literally political groups that have actually put users on my channel uh to just go ahead and post you know Pro this Pro that commentary um some of them are just you know your usual like vote uh you know vote Harris uh vote for democracy or vote Trump you know vote for economic freedom uh but then some of them actually just attack me and they just attack attack but the ironic thing is though a lot of those and I've seen them they get collected by YouTube and they basically get put into like a draft mode area because of what they said and they're considered like these hostile aggressive comments so and they're usually from like some madeup name you know it's like some classic you know standardized name that they put on there or some username so it's unfortunate but that is the reality of it now um let's talk about basically this whole moving out of America identity situation um I know that there are moving costs I totally get that uh I know that it is a culture shock and most people don't want to move out if basically they don't have a structured system to go ahead and go into this other country um there are entire groups online blogs that walk people through step by step what it took for them to go ahead and move into another country um it is extremely expensive in this country I'm not going to make a political statement in this video but you can't afford to buy products because of small and medium businesses have this large massive increase in the tools and products that they need to service you as a potential buyer so like when we have to buy anything from computers to paper to you know raw materials that we then make into something that want to buy it's become really problematic for small and medium companies to go ahead and Supply those things to you and as a result uh the big problem is that our prices go up however large businesses they usually control the raw material manufacturing plants are seeing major profits as a result of it so the large corporations will actually go to third world countries develop them and then basically control the actual manufacturing that occurs related to basically uh whatever they need to go ahead and make continuous products going forward so these mega mega big box corporations they're actually able to make money off of an industry that you know relies on this particular product and they're able to Snuff out those middle siiz and smaller companies because those middle siiz and smaller companies can't have existing investments in the foreign countries that produce the raw materials that get sent over to America so just understanding that um you know big companies are going to continue to see large profits in the current environment that we have right now that's been going on bottom line is that in order for a major corporation to succeed they need politicians who are friendly you know basically with your manufacturing Giants places like China Korea Africa and Mexico uh and those major corporations will continue to pay for those politicians to be promoted as price conscious consumers right these corporations will pay for certain politicians to get in they'll pay for their media to advertise right to say like this person is of the people this person is for the people this person is amazing and lovely wonderful and they came from this horrible background BL but the reality is is that those politicians come in and they have to play favor games to China Korea Africa Mexico uh South America to go ahead and allow these uh manufacturing shops that they have producing these raw material products that then get brought up to America so that basically the import of those products for those major corporations to go ahead and make money more cheaply are brought into America at a very very cheap rate right and that's the whole tariffs game that's played we're seeing that right now we're seeing a lot of that in politics um and you know you you know the rule um if you ignore the Mega Media and you just sit back and you think about and approach the reality of what we're facing um you're going to see that the accomplishments of the politicians always support the identity of tariffs for countries that promote raw materials brought in used by companies to go ahead and make more money as a big box profiter okay that's the bottom line a cool way to think about it too is like you know if you look at like basically the difference between all right let's say that there's a guitar manufacturer right so they're making guitars they need wood they need metal Frets strings stuff like that right well who's going to actually control the wood Market who's you know for rare Woods tone Woods stuff like that who's going to control the metal market right the steel strings the copper wound the this that whatever these other Mega corporations handle the actual distribution of that the actual mines the actual producing uh raw material facilities and then they allow those products to come over and then they basically required skill Craftsmen either inhouse or ouse right so that they're working with some other little Corporation and then they take those items and mass sell them which is kind of like what Walmart does right Walmart has lots of companies out there that produce things for them and then they will copy essentially the model the system that those groups use to make those products and then they will create a a Walmart brand that would compete against it and the Walmart brand won't be as good and it will catch up and it'll be pretty much equivalent and then it will replace that company's existence with selling their product so once a product is put on the line like on the shelves of Walmart you only it only has like 10 years until it's being replaced by Walmart and pretty much nobody's really buying the original product manufacturer stuff and they become a buyout option and then Walmart buys out their system and their name and then sells it under that system and name uh so that they have control over their in-house uh product name trademark and also the original product that you trusted and once they have control of that Monopoly at that point you're basically stuck buying uh always from the same actual uh in-house manufacturing of raw materials that goes to final product distribution and then on shelf that you purchase James Crawford thank you for the $1.99 donation super appreciated that's awesome very very cool awesome awesome okay so uh B bottom line with this whole thing is this it's pervasive mind manipulation uh of willing participants a lot of people are just totally along for the ride uh if you move out of the country it's the same thing in other places with other businesses and other big boxes versus small boxes versus medium boxes it's just a lot cheaper because they can't play the game as much because the population isn't as wealthy As Americans so you coming over there with your disability check and your VA check and your this and that obviously not SSI um you're going to be able to be on a higher par situation you're you're a much better situation financially at least when it comes to having benefits and be able to go ahead and uh utilize them in country where it goes way way farther now if you can't move out of the country uh the most important thing 2025 to consider is moving out of the city most people that like to live in the city they call them you know City rats they call them people who just love to be in the deep dark Alleyways of the city the people who Love The Nightlife the people who love you know being around lots and lots of people it's a culture I don't understand it I have no connection to understanding it I I've never I'm never going to understand it some people just love New York City they love you know Brooklyn some people just love you know Chicago some people just love you know La I will never understand that I grew up on a farm I grew up around tractors I grew up around grassy Fields I grew up around lawnmowers that's the world I understand okay that is the world that I like U but other people they want the city they need the beeping lights sorry the beeping sounds and the and the flashing lights in the middle of the night while they're sleeping at 3: am they need it they must have it um so many people in the city are living on nothing but bills and that is basically the the the 2024 reality 2025 they're they're not going to have enough for it and they have zero dollar at the end of it and it's just a terrible situation I don't know what the future is going to be with it but I do know this they have to start planning if you want to be valued you guys know the basic rule you go where the positions are not already filled which isn't just for a job it's also for people who are disabled and need a community that is not overloaded with requests for special assistance that way there are open slots that you can opt into let me give an example of course Massachusetts Boston one of the most educated cities that's out there I went to Boston I got my undergraduate Berkeley College music and then I got my Master's um you know suffk uh MBA right I'll tell you this the people that are in Boston you have doctorates earning 4 $5,000 a year insane absolute insane I mean sure they're probably just phds you know phds are like lower level doctorates you know when somebody's like call me Dr Walsh I'm like but you're PhD you know what I mean come on now you know when they've got a professional degree you know MD right JD some something like that yeah okay but you know and that's the thing for the people who actually achieved the higher level doctorates we do as a bad habit I'll to it look down on the phds because the PHD except for some Fields like mathematics you know the phds the just it's like a continuation of college it's not much of an increase in in required skill it's just more it's just more of it right it's just a deeper level more of it but you know MDS JDS you have to be the Best of the Best of the Best of the Best Of America otherwise you will get kicked out you know when I went to law school the bottom line is after the first semester onethird of the entering class was kicked out after the third semester another third toing twoth thirds of the 3/3 obviously the total amount were kicked out they were gone one third of the entering class actually goes to take the bar exam so there's no like fluffy cute this or that or whatever it's when I went there and remember full-on Dei didn't exist back then it was a it was a different like you there was a little bit of that right there was a little bit of like you know we will promote an individual based on race based on sex based on uh origin like where in the country they came from based on you know all those things there was a little bit of that but when I went through I was competing with monsters I was competing with people that could read something once have it memorized who would go to the library and rip the page out of the book that you needed to actually complete the the assignment monsters absolute monsters and uh so the the reality here is that um just just you guys understand it when it comes to Boston you don't go there to get a good job because you are competing with a bunch of doctorates for hardly any money you want to go where you're going to be appreciated okay so again you know bottom line is move out of the city cities are not good but for medical treatment options unless you can move to an area that's by the medical treatment area that's really really amazing one of those top hospitals Etc one of the specialty groups move out of the area but be close close enough to whatever medical treatment you actually want to get now some of the disabled don't get continuous rep PR of the medical treatment it could be for a lot of reasons could be that they just won't improve it is what it is you know those types of individuals but the bottom line here that's so important is you got to get out of the city you are not going to live your best life in the city and here's the number one reason why here's the number one reason why it's incredibly important to understand this the reason why is that anything you need can be delivered to you now anywhere in America anywhere they'll have a truck bring it to you and I'm not saying move to the most you know middle of nowhere spots in the midwest I'm not saying that but what I'm saying is move out of the main city if you're in Boston right get out of that area right just go go to some spot that is you know going to basically allow you to afford something that's relatively cheap and worthwhile to you and I I don't want to make like Farmland in the Northeast like a big thing that I'm promoting that but Farmland in the Northeast beautiful culture beautiful you know clear skies you know there's not a lot of noise pollution light pollution stuff like that obviously traditional pollution there's not a lot of that go to the farm country it's cheap you can have anything you need delivered and you basically just pick a spot where you're you know 30 minutes away from whatever medical uh you know treatment that you're going to be needing to go ahead and you know get what you need done it it's just it's just such a better choice in life and remember it's way cheaper it's significant cheaper so if you if you're one of those people that has to live in the city I get it but for most of you that are like in the city city because you're stuck in the city find a way to get out of the city okay now another option is to downsize your living accommodations only if you can't rent out additional rooms so if you have like a house that you're currently living in you have additional rooms that you could potentially fix up or rent out you got to rent them out 2025 you are going to see the poorest America that has ever occurred I don't care who gets elected right obviously Harris is not the savior of the economy that's not her like that's not her Focus her focus is compassion Trump his whole focus is economy but even he can't rev this thing up in a year it ain't gonna happen I know you guys you know some of you chunk a good I've seen the rally a good chunk of you like him you love him I get it I totally understand but he ain't gonna be able to rev that engine up in a year it ain't going to happen so the bottom line is this I just want you to understand that what you will be seeing in 2025 is an impoverished America that has never been this bad before and here's why I'm going to say something that some of you will maybe disagree with I get it I'm okay with that but America is poor right now not because you know uh minorities are having a tough time no it's because whites are no longer earning enough to hold up that core middle class Earth earning group right that that core group that pays for a lot of taxes that pays for a lot of FICA taxes for your trust funds right that pays for a lot of the economy to just you know churn over and keep little businesses midsize businesses going that that group the the the white people that basically upheld the economy they're poor now right what happened over the past you know four or five years right covid is they became a new minority class they became their own impoverished group and what's interesting about it is that we don't see a lot of studies about it because uh America just doesn't America promotes the idea that minorities are always victim victim victim victim but over the past four to five years the greatest victims of the entire you know existence of our economy were middle class whites and the problem with that is that they are crucial they are so wait old school truck driver said where's our moderator wait who is uh uh uh I'm just wondering who's okay so anyway I'm not seeing who's the the potential issue person but just point out guys if there's something I should check out but but here's the deal um the big problem is that when you don't have that chunk of middleclass individuals paying for stuff they pay for the poor and they pay for the rich the rich don't pay enough taxes right we all know that they they just set it up so that corporations earn money but also spend too much money so whatever they earn they actually spend and they don't own anything they just own the companies that own stuff for them so they don't pay taxes that pay for all this stuff they don't the rich aren't paying taxes so when they tell you the rich should pay their fair share damn right they should damn right they should but at the same time to be fair right they're going to have to go ahead and restructure our entire tax system to do that which to be fair if we just had more of a everybody pays this tax right we would get we would see literally billions coming from wealthy people but is that enough to fix the problem who knows you know what I mean you need a tax professional and you need you'd have political advisors on both sides screaming it would be a terrible idea or a great idea whatever but you you would have to find a way to force right on potential income and potential Investments actual money out of these Super Rich so it's the middle class that pays for the rich and the poor and what sucks about all that is that the middle class that that chunk of white people that traditionally were like oh cool I might be able to buy Tesla one day you know those people living outside right of uh of U traditional you know poverty based area you know out in the suburbs stuff like that that go to their you know whatever corporate jobs or whatever this job those individuals at this point are now poor they have more credit card debt than they've ever had they have less savings than they've ever had they have less ability to go on vacations than they've ever had right they have more insecurity than they've ever had they have more anxiety and depression than they've ever had they've had more medical treatment for those mental impairments as a result of that than they've ever had they have far less than their parents had and now they're at this point where it's and this is the major problem this is like the biggest issue this isn't the 2025 issue this is the 2035 issue they are not making enough babies they're not so what we're seeing are a lot of kids being born uh by basically you know individuals that have never really had a job individuals that have lots of you know multiple fathers um you know individuals that are less likely to produce children that are going to earn higher amounts go farther distances in Academia because that usually comes from either the super upper class or the middle uh class for kids to basically achieve you know the doctor roles the accountant roles the attorney roles the whatever roles and so the problem not that they don't happen from the lower class the the lower class individuals you know you'll get a bright kid who's just blows everybody away you know um but the the issue is we do not have a traditional middle class like we used to and the middle class is defined by how much they earn but that's not really the best indicator the best indicator is the middle class as to what their total worth is against anything that should be subtracted from it you know any items that are basically you know taxes or negatives or whatever that is the true actual measurement right as to what would be a traditional way to measure a middle- class individual the bottom line is that they're severely in debt they uh are severely behind with credit card so the monthly fees are just eating them up and they're not getting a percentage wise increase enough to keep up with cost of living adjustment which is ironic because For the first time in history you know in the modern era the middle class and the disabled and retired when it comes to cost living adjustment right whether they're earning more per year toay you know to offset it or you're getting boosting your benefits as a result of how the government calculates their cost of living adjustment you're both in the same boat the middle class are just as effed as the Social Security recipients it's a unique situation we could potentially see a voting block Come Together by essentially those who can't afford the next year and that's something that might happen it would be historic it's never happened before in the modern era but that's what we're looking at you know that's the situation we're at all right so here's the bottom line um please keep in mind that the economy is scheduled on a larger Spectrum to continue to spiral downward due to the reserve currency situations well that's where are US Dollars used by other nations to buy things from other nations you can't afford to subsidize humans that aren't receiving a check um in a situation like that and there's not enough kids being born with those children becoming higher earners so Social Security benefits don't have like a 2035 problem they have like a much larger like 2040 problem where there's just there's not going to be enough there's not going to be enough to pay for these benefits these types of things and I don't know if you guys ever thought about this but the first major backstab and I'm just going to put this out there and you guys are gonna say oh you know you know I love Charlton Zimmerman but JD said it's the cat lady's fault um to be fair it's it's the work non-stop work late in the middle of the night it's 12:00 am right now it's our fault too it's my fault too think about it I'm 38 years old I have two dogs no kids no wife no girlfriend right now because I have to work overtime to be able to afford any potential future that can pay for itself and grow from there so the reality is that the guys I'm taking on shittier and shittier jobs when it comes to you know break you know break your hands mess yourself up have Gunk all over your fingers and stuff like that I'm taking on more of those jobs because I know that those jobs earn money to basically promote forward a future where I can live and exist and have a better way but I know this I cannot afford to have a princess I can't there's no way like if you guys ever sat back and you thought about okay we make jokes about like this whole like passenger princess and like you know basically the women that are like I don't know where I want to eat and then you go through the ritual back and forth like you know five restaurants and I guess I could do tacos and just so you know tacos are always the safe bet if if you're going to take her anywhere and she hasn't decided you just take her to Tacos you take her to a a Mexican restaurant oh my goodness she she she will it always works I'm I'm just saying Chipotle exists for a reason all right but the bottom line is this men cannot afford the princess that they thought they needed let me give you an example um musicians buying that perfect microphone guitarists buying that perfect guitar um car enthusiasts buying their dream car uh house enthusiasts on the water with that tub with the window overlooking the cascading waves right the problem is that nobody can afford that thing I know J Jay do get busy Walter I will I just I gotta find one you know let me tell you something I've made lists of things that were important and it's funny every year the list changes a bit and then intelligence female intelligence pops right at the top just right at the top um you know because you have all kinds of things you know uh analytical skills parenting skills you know all that stuff but that I'm the problem I am the first to admit I am the problem I I'm trying to work to provide myself a future and a better life and it's not even about like my kids having a better life at this point because I don't know that's like it's like an impossible thing like back in the day you could be like I worked hard to afford my kids better life I don't know if I could afford kids like realistically I I don't know you know like what most people do that are in the current situation is they have a bunch of kids right and then they go on all the benefits and the programs they get as many as they can on SSI right and then they basically just live off of that and the you know the person raises those children and that is the method right that's the method it does not produce usually you know individuals that strive and Achieve much higher levels in Academia which if we could improve one thing about future Achievers it would be to heighten the standards of completion and achievement in Academia because let me tell you something when they say kids are the future they're not just the future of business they're the future of these Social Security benefits right now the social security benefit problem we have is not enough babies being born and achieving higher level earning jobs that is like if we just boil this puppy down to the main things that are most important that's absolutely the number one thing that happens that's it that's the bottom line so but I again I admit I admit it I'm the problem I am not dating women and having a bunch of kids and promoting those kids and spending a lot of money on those kids for the future Generations I am purely myself in survival and create whatever better future I can so that I can exist in whatever Society we have literally the point of this video is exactly that how to survive in 2025 if you're on a limited budget you know Social Security Disability Benefits retirement benefits VA benefits whatever that's the whole point of it and you know what the interesting thing is the group that is really taking a hit the group that doesn't realize how bad it's going to get are the vsdi people because they got the best deal the VA 100% And the SSDI combo people they're getting like you know 6,000 7,000 per month to literally just do nothing right they they just L they do nothing except exists go to Medical they RV all over Across America you know they they basically go on trips and they do you know do this or that they have you know fun days and they you know they would granted they're still disabled right they still have impairment but they have the best potential Financial standing as a disabled person they're really getting hit and this is gonna blow your mind but they have a lot of financial requirements right they spent a lot to have this mortgage or have this thing or have that thing even with their VA mortgage you know percentage which is amazing they're still not able to afford what they need to and they're getting scrunched because they have all of these little things eating away and they've got to really compress the most because all these things are starting to really detract and pull away and push and and they're they're get stuck in this spot where they're like a crap I'm gonna have to get out of this situation I can't afford to have this mortgage anymore I'm gonna have to go ahead and do this and that a lot of people don't realize but they spend more so they have to go through more of a compression because they just can't afford the next level whereas somebody on like SSI getting 943 you know they already know this is it they can they can adjust this or this but it's only a small amount that they're going to adjust they don't already have massive Investments or that car that's too much for them or they're this or they that so and so I see Charlton Z with the cats rule I love it all right food the disability benefit process does not take into account specialized food costs that you will likely incur other than a potential DED ction of their cost against your earned wages that are just over the substantial gainful activity amount okay so bottom line some of you are larger people tall or wide Right comes in those two forms you're tall or wide some of you process food very quickly without gaining the benefit of traditional digestion some of you require workouts and therapy that is more involved that burns calories to keep your muscular structure strong right some of you have bones that are out of place use muscles to keep them in place and some of you are just stressed completely out and use food is a creature Comfort because we were never meant to live in Perpetual fear of starvation since we moved past the stage of where we lived in cages like have you guys noticed that we literally are living worse lives than peasants at this point peasants had to work like half the year and they at least knew where the food was going to come from we are like struggling to survive the next week it's just it's it's really it's really incredible how how much they compressed any potential joy we could have in life it it is it is a horrible horrible thing um so bottom line is this as a result food prices have skyrocketed um from what's been going on I'm not going to go into it in detail local farms especially milk cheese farms uh went through a holocaust that's basically what happened there's hardly any milk farms or cheese Farms out there like they used to be Diesel and oil games were played right after covid and now we have a situation where mostly Mega Farms or Mega branches exist uh a lot of the little ones were purchased out so the opportunity of people buying food materials straight from farms has largely diminished and so the big thing is and not to mention then then of course the IRS buying through uh the national or the the Federal Marshals and the FBI are now uh basically arresting Farmers uh for having Community Food where taxes are not being charged for distribution of food uh to communities so so the Federal government is here for you you know you know so um now some of you are shaking your head because you live in Brooklyn or LA or wherever uh and there never were really any affordable Farms to begin with even with the internet allowing for direct purchase options and delivery but for many other people who were on the outskirts of back roads they could Barrel buy or roadside purchase what they needed the bottom line is that you need internet to search for local farms uh and and see if they're in your area see if there's a group there that you can still purchase from that you can buy cheap from sometimes they're more expensive than the big boxers but a lot of times you can you can big purchase like you know with Florida you can go to basically uh sunbiz uh you know just check the State website that validates the companies and search names that have the word farm animal food produce stand Groves fresh uh you know Sprouts uh Estate Ranch direct um among many other examples of names you can just search those in the names of the companies that exist and Google their locations and then call them to see what foods they provide and at what price um this is your best shot at getting cheap food it's literally your best shot at getting cheap food a lot of places their are farms will be able to sell it to you at at a better price at a bulk price you can usually work a deal if you have purchased from them multiple times before uh number two with this whole thing you must become a master of preserving Foods going forward you can buy larger amounts and preserve them to use over longer period of time you must Master these things like for 2025 just start working on learning these particular things making a list of the perishable dates on items the food items and use them or lose them system right you're going to use them on a list you know what you have this is what you have for food and bottom line is this is when they go bad make a list and then go ahead from there and you know just bottom line make sure you use those Foods before the date comes up swapping basically the new items to the back and the old items to the front just like stores do you got to do that freezing blanching vacuum sealing labeling types of bags for different environments right you need to know what types of bags you can use for the freezer what types of bags you can use for long storage uh types of cans for different environments you got water bath canning pressure canning you've got sterilizing the canning process uh you know the can actually has to be sterilized how to how to do that you have dehydrating Foods drying Foods process pickling with vinegar fermentation salting curing you have uh you know specifically with dry curing brining smoking uh jams and jellies are okay just watch out for the whole sugar issues um celery knowing how to do uh in the ground hole storage um and then there's of course herb oil garlic and pepper preservation I don't know a lot about those in particular but they do exist um and you know of course you can look at what I think some of my family members enjoy the most which is your alcohol preservation uh guaranteed to only sometimes get you in trouble that's another one to look to now you need to figure out how to make your transportation cheaper as well bicycles public transportation car pools walking using a roller basket um a lot of people don't realize that if you're not from the city like you don't realize that you can walk to a place with your own roller basket if they don't have carts for example um older people use this especially to go ahead and put items into the roller basket but realistically a lot of things can be done through the phone some medical appointments need to be in person I totally get that and some via phone convert your travel experiences to the phone as needed as you see fit realize that if you live in a bad or dangerous area that you pay a premium for transportation because you're always going to have to have some form of safer Transportation if you live in a really bad area so like when you're sitting there and you're like I live in a bad area where there's a lot of robberies in the city and you're like should I continue to live here or should I consider living out in farm country where basically you know I have to have a car to get from point at point B or a bicycle or an electric bicycle or whatever you have to weigh these balanced options obviously dangerous parts of the city are way more dangerous than whatever is in the country next uh you all know the game with clothing donation stores local church Dropbox donations that are distributed to homeless help community centers it's a way to get more uh you know clothing for either free or a very very cheap uh small fee knowing how to sew can also get you pretty far unless the textile has start the wear out and show deep signs of wear and tear sewing kits are cheap and just uh you know always use you know the same thread color or darker thread color when you're fixing something that way it looks okay now entertainment is pretty simple because with a lot of disabled and retired people they're not moving and grooving they're not out there skiing and stuff like that not that most of you could not afford the $100 day or not it's more like $200 $300 a day actual ski ticket you want free movie channels uh so you know you get YouTube you can use that you can also use Pluto TV tuby you can also use uh canopy crackle Plex sling freest stream Roku Channel ree hoopla peacock sometimes Amazon sometimes and Zumo or just call an old person that you know they usually have true stories that are more unique than the ones drummed up by Hollywood so um you know it's just something something to go by debt um middle class disabled retired are in massive debt the disabled and retired are more in debt than ever before um during you know basically coming out of covid they had their stimulus checks life was good and then they transitioned into being broke and a lot of people were explaining to people these stimulus checks are just going to go ahead and cause massive inflation surprise and so bottom line is this um you need to look into how you're going to control your debt going forward how you're going to be able to use uh basically these um wonderful wonderful credit card fees that are being and that's the other thing too you guys ever sit back and think why the government officials have not voted to reduce credit card you know monthly interest fees like why they haven't done that me think about 24% 22% 18% 18.99 or 18 you know what you ever think about that like why the politicians haven't worked a deal to force them to not have basically like you know little Tony you know us serious kind of you know tactics that are just absolutely horrible like you ever think about that like why why are the credit cards allowed to go ahead and charge us that much money which politicians are cool with that like he would think Bernie Sanders would be like we need to blah blah blah blah blah but again you know not making this a political thing so bottom line is this you need to automate payments don't leave it in your control you need to automate the payments so that no matter what the money comes out you don't get to choose what you're going to be using it on you have to automate the payments otherwise you're not going to make the payment you're going to play the game of like well I'm just going to do this much this month um pay off high interest first you guys know that call every religious institution and ask them if they have donation programs for people with limited income churches uh mosques uh you know basically any Temple totally totally give them a call uh call the county office and ask them for debt consolidation call the State office and ask them for debt consolidation call your local federal office and ask them for debt consolidation options do not make rash choices do not buy things that have no chance of earning you more than you expended on them okay use the wait three days rule before making a larger purchase because the bottom line is in 3 days you may not want it so bad because the burning the hole in your pocket uh suddenly just cools down a bit use pay in four options or small monthly payment programs through digital Banks they help you pre-plan for what you're going to actually owe for those items ask family members for donations if it comes to it ask friends for donations if it comes to it do not make rash decisions about your car I know Dave Ramsey States you should downgrade your car uh you know uh you know if you if you can't you know if you have credit card debt you shouldn't be eating out you should downgrade your car eating Ramen so on and so forth I get it but every time you buy and sell a vehicle almost everybody loses money almost everybody loses money the the market is literally set up that way and the corporations that exist are set up to basically make sure that they gain money so any of these like you buy you sell you use some other group you're going to lose money money on your vehicle and it's a significant amount because whatever is going to buy it thereafter like if it's an actual group they're going to make sure that they make five 10 20 30 whatever thousand dollars they can off of it depending on what type of vehicle okay um they have places where you can rent your car or you can pick up people or groceries remember to balance that against the distance and time requirements that you have as a disabled or retired person insurance insurance is the big nuke uh to your benefits make a list of all your insurance costs every 6 months call the company and ask for the retention department they will offer you a better deal because you were telling them that you are willing to leave them for some other company you are retired you are disabled so you have the time to call them and play the game next One Bank programs that allow you to view all of your credit card debts expenses are a big Plus on your phone okay so if you have everything centralized on a program you're going to be able to see it you're going to be able to understand it you're going to be able to know exactly when things are coming to hit your bank account when that happens the fear the stress problem goes away because you know bottom line is you know what's actually coming okay they help you in real time take control of your expenditures next one online learning courses so a lot of you guys uh basically are trying to find ways to earn a little bit more money okay a little bit more money here a little bit more money there Etc um when it comes to you know disability benefits you want to utilize if you can basically your ticket to work program that is the number one thing it's super important it's the five-year program where you get to keep your benefits and work your way off of them so you work your way out of becoming you know and being on disability benefits if you are retired and you need to learn skills or you want to go into an industry there's almost always some learning program out there to teach you how to do the stuff however remember Academia has become very good at teaching you useless theories while YouTubers are very good at teaching ing you practical application what's the difference Academia will teach you about the theories of why it exists the history of why it came to be where you could potentially end up but it doesn't teach you about how to actually do it just like law school law school never taught me how to actually create a fee petition to get paid literally they never taught me that it's important it's important for a school that cost that much cost a lot of money so with that said You remember I paid full boat you know what I mean right here that's why that I paid full boat no no matter what you do it is what it is this country is like that it's not a good thing so as a result of all that the problem unfortunately is that when it comes to Academia you're really saying I just need to learn what I need to learn to actually get this thing done and make money off of it that's YouTubers YouTubers will show you which form to fill out they will show you what little things to include in the remark section they will show you basically what happens next and what happens next and what you do next they will show you the way but you have to be smart enough to figure out who's a good YouTuber and who's not a good YouTuber okay so the key thing is what are the forms that I need to do what are the uh contracts I need to have what are the things and the timelines that I need to watch out for right this is due then this is do then this is do then those are the things that you need to learn about the theory of it the history of it nobody gives a about that when you actually have to make money and you're in the hole that's the reality okay next one selling used items a lot of you guys have used items you're never going to use them if you haven't used them for five years are you going to miss them right some of you have items that you're holding because they're from your family I get it don't sell those but at the same time 2025 is going to be a very very rough year next one the game is called survival so understanding that you understand you there's no there's no limitation on you fully understanding that the cost of living adjustment is actually going to be 10 15 20 100% 200% depending on what items you want to buy you already understand that that you have to gauge that what was that item previously what was that item in 2023 what was that item in 2022 how much has it grown in price if you look that up you'll be surprised to see how much they're actually charging as an increase and then you can compare that to what are the raw materials cost and how much they increased and if they didn't increase that much guess what you're just getting screwed over by politics you're getting screwed over by big corporations that's it that's the game but if the item has only had slight increases that's something you want to be able to buy and buy a lot of okay now with all that said understanding all that the game is called survival it is crucial for you to plan as a fixed income individual to basically compress whatever it is that you need to go ahead and live on a monthly basis and make some time to figure out step two which is how do you earn a little bit more money absolutely crucial you have a major advantage many disabled individuals are older you have experience you have knowledge many disabled individuals or individuals have a history in some form in some particular industry with doing certain functions you have a background that's way better than a lot of the people that are coming through and frankly you're more professional let's just call like it is you're more professional than a lot of the youngsters that are coming into the job market as it is you have advantages you need to go ahead and study the groups the companies that are willing to go ahead and bolster the likelihood of your introduction into their Enterprise okay so these are going to be Dei groups that basically say we want disabled people these are going to be Dei groups that say we want elderly people that's the sort of thing now realize at the same time and this is very important okay your big thing too is if you as a part of your disability have issues with bipolar or whatever ever plan accordingly don't don't set yourself up to fail don't get yourself a job that's surrounded by a lot of people so when you make a list of things that you're going to want remember that it's a want lless not a needless to actually have a job that will make you successful going into 2025 go through the list bull pointed out you want to be able to make this much you want to not have to be around the general public you want to not have to go ahead and you know have a 30-minute Lunch Period perod all those sorts of things all right with that said um the next thing we're going to be going into the next video directly after this is basically Tim Waltz versus Trump and how they both have two different theories on how they're going to cut taxes on Social Security benefits it's an interesting piece we're going to go through it if you enjoyed this video and it gave you kind of like some ideas some new ones it helped you out a little bit please remember to like And subscribe head over to Google and type in disability resolution uh so Google disability resolution Florida disability resolution law firm and throws some Stars up there we love seeing the big five stars uh when you put them up there uh with that said also uh I go live on Tuesdays and Thursdays I'm trying to make it Mondays and Thursdays but I was exhausted on Monday totally exhausted didn't go live for like three days point is I'll be live tonight and very quick notion is you guys know how it works you get five to seven minutes many consultations you ask me a question I answer it you use a fake name when you call in so we'll be doing that after this next video with that said if you need me to a bigger situation figure something out for you you can buy an hour below for 250 bucks you get a private hour and uh basically you can kind of buy the option all right I will catch you at the next video I will see you in about 10 minutes maybe five minutes and we will go from there it's already uploaded so the main thing is just look in the chat section directly after this for the link and we should be good to go for the comparison of how they're going to try and cut taxes on Social Security benefits uh specifically more the retirement side I'll catch you shortly I'll see you at the next video and we'll go from there thanks so much much attorney Welter not all right byebye everybody byebye