[Music] does it matter if a life insurance company is a mutual it may to your retirement hi Chris Collinsworth here and if you're checking out this video you're probably wondering about retirement ever wonder what a mutual insurance company is fact is it's basically an alternative to a stock life insurance company and why might that matter well a Mutual Insurance holding companies such as western and southern brings a different perspective and one you might like its primary obligation is to policy owners not stockholders so there's no Market pressure for quarterly earnings that may prioritize short-term results instead just a longterm outlook for clients Mutual matters learn more at Western southern.com [Music]