then they get a zero so it's a zero or a one in the spreadsheet but um ultimately tracking your spending I think is the place to start yeah I love that I say that often too like so many people jump to you need to budget you need to figure out where your income's going but if you don't actually know where you're spending the money how are you going to know where to put it like you're just not going to be realistic then you're going to be hard on yourself because so often in budgeting people are like oh I'll spend $20 on eating out and they don't realize how much they actually spend there yes so that's why key to start with tracking I love that