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graduates beware student loan forgiveness scams are on the rise and you need to stay informed the back and forth changes in student loan forgiveness create a ripe opportunity for scammers they know you want to believe your student loans will be forgiven and they'll use that hope for personal gain scammers may contact you via phone or set up fake application sites to steal your social security number or Bank info they'll pressure you with fake urgent messages encouraging you to apply for debt relief before it's too late and they'll charge you a hefty application fee in reality it's a scam remember it costs nothing to apply for student loan forgiveness if someone asks you to pay a fee they're likely a scammer plus the US Department of Education won't contact you by phone stay safe go directly to the Department of education's website for accurate information on applying for forgiveness uh don't fall for scams stay informed stay protected