credit guide 360 build better credit what credit score is needed for Mariner Finance when considering a loan from Mariner Finance it's important to understand their credit score requirements Mariner Finance typically looks for borrowers with a credit score of at least 600 however this is not a strict cut off individuals with scores below 600 may still be eligible for loans but the terms may vary Mariner Finance evaluates each application on a caseby casee basis this means that factors beyond just the credit score can influence approval for instance your income employment history and overall financial situation are also taken into account a stable income can strengthen your application even if your credit score is lower Mariner Finance offers personal loans which can be used for various purposes such as debt consolidation or Home Improvements the loan amounts can range from a few th000 to up to $25,000 depending on your needs and qualifications loan terms can vary as well often ranging from 1 to 5 years this flexibility allows borrowers to choose a repayment plan that aligns with their financial situation in addition to credit scores Mariner Finance may also consider your debt to income ratio this ratio helps them assess your ability to manage monthly payments based on on your income overall while a credit score of 600 is a common Benchmark Mariner Finance takes a holistic approach to evaluating loan applications this means that even if your score is below that threshold it is still worthwhile to apply and explore your options thanks for tuning into our video please like And subscribe and leave a comment below see you in the next video [Music]