late last year student loan repayments began and in that plan the US Department of Education gave us a 12-month on-ramp for repayment if you missed any payments or were delinquent in any payments they were not reported to the credit bureaus well that is coming to an end at the end of this month so if you're behind on those student loans that forgiveness is coming to an end please reach out to us don't panic we can help you with budgeting knowing what your options are to keep those student loans from crushing you or even just changing your quality of life please reach out let's make a plan