How Can I boost My Credit Score Fast ?

is a low credit score stopping you from buying your dream home have you had some credit challenges in the past and your credit score is low and you don't know how to fix it or even where to start we understand how hard it can be to bring up your credit score after you've had some challenges some people don't even know where to start so in the past 30 years I've helped thousands of families navigate how credit reports and credit scoring works and how to get your credit score back on track and how to get you a home loan here are five tips on how to improve your credit and get your score back on track first of all you should always get a copy of your credit report every year it's free from all three girl so make sure you pull it second you should pay down all revolving credit cards to 30% or less so whatever your high credit is you should pay it down to 30% of your balance that way it'll pop your credit score up also pay off any outstanding open collections you can't just dispute them if you dispute them and they're not and they're yours it doesn't help you don't dispute pay them off also you could piggyback off of another family member called piggybacking as an authorized user will also help boost your credit rating make sure the account has been open for at least 5 years and it has a 30% credit use or less so it'll boost your credit also try to establish a multiple mix of credit some revolving a car loan things like this and it'll help mix last don't close accounts if you have accounts even though there're zero balance and you don't use them the longevity of your your credit history helps your credit score so leave those accounts open even if you don't use them okay Pro credit tip so if you need more help on how to get your credit score up and get back on track call us we'll be happy to help you and we'll give you a free pre-approval plan and credit repair plan no problem we are so excited to help you call me today Stacy slam up mortgage team making all mortgage loans a slam duck